Report ranks 10 best places to retire in Georgia

Most Millennials Who Want to Retire by Age 61 Have No Savings

Thinking about retirement? SmartAsset says these are the best cities in Georgia for retirement

Deciding when and where to retire is a big decision.

Which is why New York financial technology company, SmartAsset, crunched the numbers to determine the best places to retire in each state.

Explore» RELATED: This is the realistic retirement age in each state, report says

In the sixth annual report, SmartAsset looked at tax friendliness, the number of doctors’ offices and recreation and social opportunities in each city.

First, the report looked at state and local income and sales taxes.

Explore» RELATED: Baby boomers are less likely than previous generations to retire, survey finds

The study also looked at the number of doctors’ offices, recreation centers and retirement facilities per 1,000 people in each city.

After crunching the numbers, SmartAsset found these to be the top 10 cities in Georgia to retire in:

  1. Cumming
  2. Decatur
  3. Stone Mountain
  4. Austell
  5. Snellville
  6. Fayetteville
  7. Marietta
  8. Lawrenceville
  9. Lilburn
  10. Buford

You can dive into the complete report here.

Explore» RELATED: How Georgia ranks among best places for retirement

SmartAsset also shared some tips on planning for retirement. First and foremost: plan ahead.

“The unexpected can happen, and often does. The best you can do is to develop a solid plan based on the information you have now. Don't let retirement savings statistics get you down,” the report reads.

It can help by starting with some incremental, monthly goals for saving. An online retirement calculator can also help determine a strategy, the report notes.

“By setting goals and meeting them, you give yourself the opportunity for a rich and rewarding retirement,” according to SmartAsset.

The financial company also recommends talking with a financial adviser and, although it seems obvious, making sure you have a retirement account, even if it’s not through an employer.