The 90-plus day delinquency rate for mortgages in metro Atlanta is edging down from a high of 10.7 percent in February 2010 to 8.88 percent last August, says California real estate tracking firm CoreLogic.

Though delinquency rates are dropping, the actual foreclosure rate has bumped up from 2.82 percent in February of 2010 to 3.11 percent last August. That was lower than the national rate of 3.43 percent.

--Christopher Quinn