If one of your life goals is to make it to age 65 with at least a million dollars to your name, David Bach, author of "Smart Couples Finish Rich," has a plan for you.

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Though the key is investing as early as possible, Bach’s money-saving tips can help folks at any age work toward that million-dollar mark.

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In this December 2017 photo, passengers feel the effects of a massive power outage at Hartsfield-Jackson Atlanta International Airport as they endure long lines to claim baggage and ride shuttles. (Bob Andres/AJC)

Credit: Bob Andres

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Scott Jackson (right), business service consultant for WorkSource Fulton, helps job seekers with their applications in a mobile career center at a job fair hosted by Goodwill Career Center in Atlanta. (Ziyu Julian Zhu/AJC)

Credit: Ziyu Julian Zhu/AJC