Retail had one heck of a 2016. It was a bleak year with at least 14 major U.S. retailers closing 100 or more stores.

But if that seems like a lot, hold on to your hats in 2017 as more stores get ready to bite the dust.

Respected bond credit rating business Moody's has sounded the alarm about almost two dozen retailers that could be at risk of defaulting on their loans for a number of reasons.

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As artificial intelligence reshapes the world, tasks usually performed by entry-level employees can be done by AI. Two Georgia organizations are helping the financial technology industry by providing training for a post-AI world. (Illustration: Philip Robibero/AJC)

Credit: Illustration: Philip Robibero/AJC

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Ja’Quon Stembridge, shown here in July at the Henry County Republican Party monthly meeting, recently stepped from his position with the Georgia GOP. (Jenni Girtman for the AJC)

Credit: Jenni Girtman