Of course, you can typically insulate yourself from higher rates by taking a driver safety course. Such courses are often sponsored by the National Safety Council and run in six-hour increments.
Meanwhile, there’s really a world of possibility for reducing what you pay for auto insurance if you use a pay-as-you-drive insurer. A company like Progressive will offer you lower rates on insurance in exchange for giving them the right to spy on your driving habits.
Consumer expert Clark Howard's column appears here each Thursday in conjunction with Deal Spotter, a weekly print section in The Atlanta Journal-Constitution. Find more answers to your consumer questions at Clark's website. And get more savings tips from Clark's previous blog posts.
-- Clark Howard -- Save More, Spend Less, Avoid Rip-offs -- for the Atlanta Bargain Hunter blog
Follow Atlanta Bargain Hunter Nedra Rhone on Facebook | Twitter | Email