Thanks to Loganville’s fire and water departments, along with the county’s 911 center, the city has received a new Insurance Service Office (ISO) rating. City officials are reminding residents that the new ISO rating of 2 went into effect Sept. 1 and should equate to a reduction in homeowners’ insurance. An ISO rating of 1 is the best.
The ISO is a privately owner assessment company which collects statistical data on fire departments suppression abilities and then assigns a numerical rating, on a scale of 1-10, to homes in that area based on that specific departments fire suppression capabilities to the surrounding areas. This rating is then used by insurance companies as part of their assessment for property and home insurance policies across the state.
The ISO has extensive assessments for more than 47,000 fire-response fire districts across the nation and issues up-to-date information about community’s fire protection programs. Information: www.verisk.com/insurance/brands/iso/.
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