It covers replacement costs of actual damages, up to $250,000 for a building. If you have separate coverage for contents, they are insured for up to $100,000. The amount varies based on actual damages and the deductibles you chose.
My workplace was destroyed. Am I eligible for unemployment insurance until it re-opens?
The Disaster Unemployment Assistance program provides payments to those whose jobs or self-employment are lost or interrupted as a direct result of a major disaster. Applications can be made at any Georgia Department of Labor center. Those who qualify may receive benefits for up to six months if they are unable to return to work due to damage from the hurricane. Note that those who are self-employed are also eligible for this program.
Will my car insurance cover flood damage?
If you have comprehensive car insurance, it will pay for flood damage to a vehicle. But if you only have liability insurance, you are not covered.
I have renters’ insurance; will it cover damage from Irma?
Regular renters insurance doesn’t cover flooding. But renters’ policies may cover damage from high winds and heavy rain.
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