You could soon be able to protect your credit report for free in Georgia.

The Georgia Senate voted 51-0 on Thursday to give final approval to a bill that would prevent credit reporting agencies from charging customers to lock their credit reports. A locked or frozen credit report can't be changed.

It currently costs customers up to $3 each time they want to lock or unlock their credit reports, according to state law.

The legislation, Senate Bill 376, was introduced in response to a giant data breach last year by Equifax, which exposed the personal information of at least 143 million Americans.

The bill now goes to Gov. Nathan Deal for his signature or veto.

Stay on top of what’s happening in Georgia government and politics at PoliticallyGeorgia.com.

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Sen. Jason Esteves (D-Atlanta) shown in the Senate chambers on day 18 of the Georgia Legislative session on Tuesday, Feb. 18, 2025. (Natrice Miller/AJC)

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University of Georgia students are seen entering and leaving the main Library on the Athens campus on Monday, Sept. 8, 2025. (Miguel Martinez/AJC)

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