Does Georgia auto insurance rate law need fixing?

Georgia Insurance Commissioner Ralph Hudgens announced he wouldn’t be running for re-election in July, just before The Atlanta Journal-Constitution reported that the state’s drivers were seeing the highest auto insurance rate increases in the country.

And that they’ve been at or near the top in each of the past four years.

Hudgens’ announcement unleashed a flood of potential replacements. Most of the candidates say they want to change a state law that Hudgens blames for keeping his agency from slowing rate increases imposed by big insurance companies.

The law was pushed by insurance industry lobbyists, and Hudgens supported it in 2008 while serving as a state senator.

Read more about the candidates’ views, and the 2008 law they want to change in hopes of stemming the flow of double-digit-percentage rate hikes, on

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