Says Barack Obama “knew half of the population of the United States would lose their health insurance.”
Glenn Beck on Nov. 4, 2013, in a broadcast of “The Glenn Beck Program”
The attacks continue against President Barack Obama for saying “if you like your plan, you can keep your plan.” Latest up: conservative radio talk show host Glenn Beck, who claims Obama knew what was going to happen all along.
“They had the studies that showed that up to 80 million people would lose their health insurance,” Beck said Monday on his radio show, which is syndicated on more than 400 stations. “Now we find out this week that number is actually 125 million. Half of the population in the United States, they knew half of the population of the United States would lose their doctor and their health insurance?
“And yet he went on the road over and over and over and over and over and over again and said, ‘You’ll be able to keep your doctor if you like him, you’ll be able to keep your health insurance,’ when they knew half of the population the United States would lose their health insurance.”
Not only is Beck saying half of all Americans will lose their health insurance because of the health care law, but that Obama knew about it in advance.
“The Glenn Beck Program” told us that the claim came from an article on the Daily Caller, a conservative news website. The item cites the work of Christopher Conover, a scholar at the Center for Health Policy and Inequalities Research at Duke University and an adjunct scholar at the American Enterprise Institute. (The American Enterprise Institute and its scholars have generally been critical of the health care law.)
Conover, in his work, looks ahead to the end of 2014 and makes a few predictions.
“Of the 189 million Americans with private health insurance coverage, I estimate that if Obamacare is fully implemented, at least 129 million (68 percent) will not be able to keep their previous health care plan,” Conover said.
That’s where Beck gets his 125 million figure, which is about 40 percent of the U.S. population, not 50 percent.
Conover continues, “But of these (129 million), ‘only’ 18 to 50 million will literally lose coverage, i.e., have their plans entirely taken away. … The rest will retain their old plans but have to pay higher rates for Obamacare-mandated bells and whistles.”
Whether you believe Conover or not is irrelevant when considering Beck’s claim. Conover says 18 million to 50 million people will lose coverage — Beck said 125 million, a gross exaggeration.
But that’s only one issue. Conover takes issue with Beck’s use of his estimate.
“In my view, ‘lose their health insurance’ without any further qualification has a different connotation than ‘not be able to keep their previous health plan’,” he told us. “Absent any further explanation, many might interpret ‘losing’ health coverage as becoming uninsured.”
What they did know
It is not as though the White House was unaware that the Affordable Care Act would change business as usual, in both the individual and group health insurance markets. (The individual market is where people buy insurance on their own; the group market is when an employer does the buying and tells workers what their options are.)
An NBC report cited four administration sources who said that early on, they expected that up to three-quarters of people in the individual market would get cancellation notices.
And back in 2010, analysts from three federal departments looked at the number of employer-based plans that would change to the point that they would lose their grandfathered status.
But that study did not try to account for a very common situation — plans that changed, but already met the new health care law’s standards.
According to a 2013 survey by the International Foundation of Employee Benefit Plans, about three-quarters of all employer-sponsored health plans already meet the criteria of the Affordable Care Act. In other words, employers’ plans may have changed, but it’s not directly attributable to the health care law.
Beck’s staff offered a narrower view — that any plan that changes means you have lost your insurance.
Conover said part of the point of his analysis is that plans will change but coverage would remain.
Other experts agreed that there’s a big difference between losing your health insurance and seeing your plan change.
“It does not mean that someone is losing their insurance plan,” said Jonathan Oberlander, professor of health policy at the University of North Carolina at Chapel Hill. “The situation is different in the individual market, where plans (many of which offer limited coverage) are being canceled by insurers. But the individual market only represents about 5 percent of the country.”
Scott Harrington, professor of health care management at the University of Pennsylvania’s Wharton School, said, “Losing grandfathered status does not mean that you lose your health insurance.”
Our ruling
Beck said that when Obama promised that people could keep the plans they like, he knew that half of all Americans would lose their health insurance. Beck is wrong in every respect.
We rate the claim Pants On Fire.
