Percentage of mortgage holders that are underwater, by ZIP code

By Arielle Kass and Kelly Guckian
Data source: Zillow
The Atlanta Journal-Constitution

In Georgia, 42.1 percent of homeowners with mortgages owe more money on their houses than the homes are currently worth. That's much higher than the national average of 27.5 percent. Looking at the entire nation, Georgia has nearly a quarter of the ZIP codes with the very highest rates of underwater mortgages.

Click on your ZIP code to see its data. You can use the zoom and pan tools in the upper left as needed.

Note: The loan-to-value ratio is determined by dividing the outstanding mortgage balance by the value of the house.