The home loan process can confuse first-time buyers as well as seasoned ones, regardless of whether they qualify for a loan. Today’s writers say obtaining a loan nowadays can be difficult for some, even with solid credit. They suggest changes to the qualifying process they say can benefit lenders as well as borrowers. The third piece urges Congress to pursue tax reform.

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Rebecca Ramage-Tuttle, assistant director of the Statewide Independent Living Council of Georgia, says the the DOE rule change is “a slippery slope” for civil rights. (Hyosub Shin/AJC)

Credit: HYOSUB SHIN / AJC