Car crash not your fault? This insurer is most likely to raise your rates anyway

Can your auto insurance company raise your premium for an accident that wasn’t your fault?

I learned the answer the hard way a few years ago when my neighbor who parked next to me banged up my car as he was leaving his parking space.

Even though I had nothing to do with the accident, and I wasn't even present, my rates shot up 15%.

A new study from the Consumer Federation of America (CFA) found that several major insurance companies are more likely to raise premiums after a not-at-fault accident.

In some cases, you can end up paying $400 more for doing nothing wrong at all, the study's author said.