It's hardly news that young people in college have worries about their looming debt, but a recent online survey by the credit company Experian indicates just how widespread the worry is, and how far in a financial hole many students are.

The survey of students within six months of graduation found, for example, that more than two thirds had student loan debt, with the average amount over $20,000; about a third already had credit card debt averaging more than $2,500, and fewer than one in five had a job already lined up.

Forty percent of those surveyed rated their sense of financial security “poor” or only fair.

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These kits are being distributed to public schools across Georgia to help students who suffer an opioid overdose. (Courtesy of Georgia Department of Education)

Credit: Georgia Department of Education

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Ceudy Gutierrez reads a book to her 2-year-old son, Matias, at their home in Buford, GA, on Tuesday, Nov. 18, 2025. Ceudy Gutierrez is struggling to make ends meet for herself and her three young kids following her husband’s ICE arrest earlier this fall. (Miguel Martinez/ AJC)

Credit: Miguel Martinez-Jimenez