The more money you save now, the richer you'll be later. So how do you actually make that happen?

It can be a lot easier than you may think.

Changing your spending and saving routine doesn't have to be a life-altering process. By making a few small changes and establishing good habits, you can improve your financial life without even changing your lifestyle.

To help you get started, we've rounded up a list of things you can do over the next week that will drastically improve your finances both now and down the road.

Read the full list at Clark.com.

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Martin Luther King Jr. Day and Juneteenth, among others, will no longer be considered fee-free days at U.S. National Parks. While the MLK National Historic Park in Atlanta doesn't charge admission, the new schedule will affect such metro Atlanta sites as Kennesaw Mountain National Battlefield Park. (Miguel Martinez/AJC)

Credit: Miguel Martinez-Jimenez

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Jo'wan Bellamy taught in the GNETS program for 17 years and recently transferred to Atlanta’s new behavioral program at Crawford Long Middle School. (Arvin Temkar/AJC)

Credit: arvin.temkar@ajc.com