The more money you save now, the richer you'll be later. So how do you actually make that happen?

It can be a lot easier than you may think.

Changing your spending and saving routine doesn't have to be a life-altering process. By making a few small changes and establishing good habits, you can improve your financial life without even changing your lifestyle.

To help you get started, we've rounded up a list of things you can do over the next week that will drastically improve your finances both now and down the road.

Read the full list at Clark.com.

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Credit: Miguel Martinez-Jimenez

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Credit: AP