Does the Affordable Care Act help hold down health care costs? Today, we offer two polar views. A Phoenix surgeon and Cato Institute scholar says Georgians will pay more for health care because Obamacare expanded health insurance without reigning in spiraling costs. An economist, meanwhile, credits the plan with stemming the rise in consumer insurance costs.

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Carleigh Knight (left) and her sister, Natalie Rogovin, look at Christmas ornaments while shopping at Kudzu Antiques + Modern in Decatur on Tuesday, Nov. 25, 2025. (Natrice Miller/AJC)

Credit: Natrice Miller