Does the Affordable Care Act help hold down health care costs? Today, we offer two polar views. A Phoenix surgeon and Cato Institute scholar says Georgians will pay more for health care because Obamacare expanded health insurance without reigning in spiraling costs. An economist, meanwhile, credits the plan with stemming the rise in consumer insurance costs.

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Ceudy Gutierrez reads a book to her 2-year-old son, Matias, at their home in Buford, GA, on Tuesday, Nov. 18, 2025. Ceudy Gutierrez is struggling to make ends meet for herself and her three young kids following her husband’s ICE arrest earlier this fall. (Miguel Martinez/ AJC)

Credit: Miguel Martinez-Jimenez