It’s open enrollment for the Affordable Care Act’s health insurance plans, and for a lot of private plans to boot.  With premiums skyrocketing in many places, some are wondering whether to buy at all.

But it’s still mandatory.  Those who don’t get insured risk paying a penalty.

How much?  A major foundation has built an online calculator.

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(Photo Illustration: Philip Robibero / AJC | Source: Getty)

Credit: Philip Robibero / AJC

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Inventor Lonnie Johnson stands with his Super Soaker water guns at JTEC Energy on Wednesday, Oct. 29, 2025, in Atlanta. Johnson, a former NASA engineer, is currently working on a new energy technology through his company’s JTEC device that turns thermal heat into usable energy. (Natrice Miller/AJC)