It’s open enrollment for the Affordable Care Act’s health insurance plans, and for a lot of private plans to boot.  With premiums skyrocketing in many places, some are wondering whether to buy at all.

But it’s still mandatory.  Those who don’t get insured risk paying a penalty.

How much?  A major foundation has built an online calculator.

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Election signs for Marqus Cole and Akbar Ali are shown outside of a voting precinct at the Praise Community Church in Lawrenceville, during the state house runoff in District 106, Tuesday, Dec. 2, 2025. (Jason Getz/AJC)

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Austin Walters died from an overdose in 2021 after taking a Xanax pill laced with fentanyl, his father said. A new law named after Austin and aimed at preventing deaths from fentanyl has resulted in its first convictions in Georgia, prosecutors said. (Family photo)

Credit: Family photo