There's a silver lining to the so-called Golden Years. In metro Atlanta, the benefits are plentiful for retirees. If you have some new-found free time on your hands, take a college class or join the gym. Tuition and membership fees will be waived. Plus, you get a break on state taxes. Ready to learn more? Here are just a few of the perks available:
Tuition waived for state-funded colleges and universities
It's in writing. An amendment in the Georgia Constitution requires the Board of Regents to waive tuition to state-funded colleges for residents age 62 and older. The list of schools includes Emory University, Kennesaw State, Georgia Tech, Georgia State, Clayton, DeVry and Chattahoochee Tech, among many others. Just remember, while tuition is waived, you'll be responsible for the cost of supplies, shop fees, labs and any other associated investment. Another stipulation: enrollment is determined by space available. Retirees must meet all admission requirements including submitting high school and college records and on some occassions passing an entrance exam. Classes in dental, medical, veterinary medicine and/or law schools are not included.
State tax breaks
According to Kiplinger, social security income is tax-free in Georgia. A majority of retirement income, up to $35,000 for residents ages 62 to 64, is also exempt. The dollar figure goes up to $65,000 for residents age 65 and older. In addition, several counties allow for an exemption of the school tax on a senior's property tax bill.
Life enrichment classes
According to the Fulton County Office of Aging, four senior centers, or multipurpose facilities as they are called, are the "focal point" of the community. The centers are located in Sandy Springs, Atlanta and East Point. For the exact locations, click here. Residents age 55 and older are invited to participate in life enrichment classes, nutrition education, fitness, leisure and recreational activities. The facilities also have cafeterias, exercise equipment, therapeutic pools, computer training centers and art classrooms. In fact, if you work up an appetite while there, seniors can enjoy a low-cost breakfast, as well as a $3 lunch Monday through Friday.
Gym membership
If you're a group retiree or part of a Medicare health plan, you're likely eligible for a free SilverSneakers gym membership. Locations are peppered all across metro Atlanta, with a majority offering amenities which include year-round swimming, exercise classes, a sauna and a steam room. There are roughly 13,000 fitness centers nationwide which participate in the program. Be sure to ask your trainer if you can use an affiliate gym when traveling.