This is another blog entry that looks ahead to the looming battle over the budget in Congress. The basic question is, where would you want to cut back?
Today we look at housing grant money that is handed out by the Department of Housing and Urban Development.
The reason I'm listing some of the grant money issued by HUD is that if you are going to make deep cuts in the non-defense, non-homeland security portions of the budget, then social spending on education, housing and health is going to be on the chopping block.
What follows is a list of grants recently handed out by HUD to several states for "Housing Counseling" programs. I have listed grants for Florida, Georgia, Ohio and Oklahoma here.
You can see the full list of grants for all 50 states at the HUD website (pdf file).
As always, I say that this money is not listed to advocate that certain money be cut or kept in the budget. It is merely put forward to help you, the voter, figure out what should stay and what should go from Uncle Sam's budget.
Read through this list and please leave a comment.
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FLORIDA
Broward County Housing Authority (BCHA) Lauderdale Lakes, FL
$35,923 - Comprehensive Counseling
BCHA was founded in 1969 and has been a HUD-approved housing counseling agency since 1987. BCHA's mission is dedicated to creating, providing and increasing high quality housing opportunities to Broward County residents through effective and responsive management and responsible stewardship of public and private funds. BCHA's Housing Counseling Program provides comprehensive, one-on-one counseling services in the areas of pre-purchase, postpurchase and mortgage default and foreclosure prevention, as well as monthly workshops for first-time homebuyers and foreclosure prevention. For the period October 1, 2008 through September 30, 2009, BCHA counseled 537 individuals. www.bchafl.org
Center for Independent Living (CIL) Winter Park, FL
$43,849.23 - Comprehensive Counseling
$20,150 - Mortgage Modification and Mortgage Scams Assistance
CIL is a private, nonprofit organization dedicated to helping people with disabilities achieve their self-determined goals for independent living. Founded in 1976 by a coalition of people with disabilities and their advocates, CIL has enhanced and enriched the lives of thousands of people with disabilities in Central Florida by providing essential services and advocating for the removal of architectural and attitudinal barriers within the community. CIL became a HUD-approved Housing Counseling Agency in early 2009 and provides the following housing counseling services: homeless assistance, rental housing, mortgage delinquency and default, home buying and homeownership counseling, and home equity conversion mortgages (HECM) counseling. During FY09, 34 individuals participated in group education counseling and 187 were counseled in a one-on-one environment. www.cilorlando.org
Central Florida Community Development Corporation (CFCDC) Daytona Beach, FL
$39,424.61 - Comprehensive Counseling
CFCDC was established in 1982 to provide affordable economic and housing opportunities to low and moderate income people. CFCDC's mission is to provide affordable housing opportunities, stimulate investment in stagnant or declining communities to improve the quality of life for low to moderate income people. CFCDC, a HUD-approved Housing Counseling Agency and a Community Housing Development Organization, provides services throughout a six county area. Since 2004, the organization provided services to 1,176 people and assisted 745 people achieve their dream of homeownership. During FY 2009, CDFCDC counseled 448 clients. www.cfcdc.com
City of Tampa Housing and Community Development Division (HCD) Tampa, FL
$45,324.10 - Comprehensive Counseling
$24,000 - Mortgage Modification and Mortgage Scams Assistance
HCD is a division of the City of Tampa's Growth Management and Development Services Department. The City has provided housing assistance to the citizens of Tampa since 1971. Housing assistance services include down payment and closing costs assistance for first-time home buyers, housing rehabilitation for low-income homeowners, housing opportunities for persons with AIDS, Emergency Shelter Grant, Neighborhood Stabilization Program and multi-family low-income rental projects. The comprehensive housing counseling program consists of pre-purchase, homebuyer education, mortgage delinquency/default resolution, home improvement and rehabilitation counseling, financial management/budget counseling, predatory lending education workshops and loss mitigation. During Fiscal Year 2009, HCD provided counseling services to 136 clients. www.tampagov.net
Community Enterprise Investments, Inc. (CEII) Pensacola, FL
$40,000 - Comprehensive Counseling
CEII, a not-for-profit community development corporation, has worked for over 30 years to improve the lives of Escambia County, Florida's residents. Its mission is to create and provide opportunities among low to moderate-income area residents for affordable home ownership, business ownership, and rental housing. CEII provides pre-purchase and financial literacy counseling classes, as well as individual counseling aimed at qualifying participants for financing and providing them with the knowledge necessary to become homeowners. During FY 2008-2009, CEII served 610 clients. www.ceii-cdc.org
Community Housing Initiative, Inc. (CHI) Melbourne, FL
$42,374.36- Comprehensive Counseling
CHI is a certified Community Housing Development Organization, a Community Development Corporation, and a 501(c) (3) charitable non-profit housing provider that has been established since 1993. CHI is dedicated to assisting in the provision of affordable housing to the residents of the community. CHI provides homebuyer education, pre-purchase, mortgage default/delinquency, post-purchase and rental assistance counseling. During FY 2009, approximately 600 clients were served. www.CHIBrevard.org
Consolidated Credit Counseling Services Ft. Lauderdale, FL
$44,340.85 - Comprehensive Counseling
$32,381.51 - Reverse Mortgage Counseling
Consolidated Credit Counseling Services, Inc., founded in the early 1990s, is an industry leader in providing housing counseling, credit counseling and debt management programs throughout the United States. Itsmission is to assist individuals and families throughout the United States in ending financial crisis, and solving money management problems through education and professional counseling, as well as to expand homeownership opportunities for low and moderate-income families. Consolidated Credit provides homebuyer education, pre-purchase, mortgage default/delinquency, post-purchase and rental assistance counseling. During FY 2009, 971 clients were served. wwww.consolidatedcredit.org
Consumer Credit Management Services, Inc. (CCMS) Delray Beach, FL
$36,474.87 - Comprehensive Counseling
$10,000 - Reverse Mortgage Counseling
CCMS, founded in 1991 is a non-profit organization that provides financial literacy and empowerment through educational seminars, housing counseling, and credit counseling. The mission of CCMS is to provide families and individuals with quantifiable financial and housing programs to empower them to achieve the ultimate goal of securing financial independence and affordable housing. CCMS provides counseling programs that are custom-tailored to each consumer, ranging from budget planning, debt restructuring, and debt management to pre and post home purchase education and counseling, reverse mortgage counseling, and foreclosure prevention/mitigation. During the last Fiscal Year, CCMS counseled more than 9,800 clients. www.debt-mgt.org
Credit Card Management Services, Inc. West Palm Beach, FL
$43,357.60 - Comprehensive Counseling
$32,381.51 - Reverse Mortgage Counseling
$70,000 - Mortgage Modification and Mortgage Scams Assistance
Credit Card Management Services, Inc., dba Debthelper.com, is a non-profit agency dedicated to its mission of providing compassionate housing counseling and education in an ethical and timely manner. Debthelper.com counselors are certified by the Center for Financial Certifications and its HECM counselors are exam-qualified in HUD's HECM Network. Debthelper.com has an A+ Rating with the Southeast Florida Better Business Bureau. The agency's housing counseling program consists of pre-purchase, homebuyer education, delinquency/default, reverse mortgage (HECM), post-purchase and fair housing counseling. During Fiscal Year 2008-2009, Debthelper.com provided 27,209 clients with one-on-one counseling and 3,765 clients in group counseling sessions. www.debthelper.com
Empowerment Alliance of Southwest FL (EASF) Immokalee, FL
$45,815.72 - Comprehensive Counseling
EASF Community Development Corporation was formed in November 1999, to implement the strategic plan for the Round II Federally designated Rural Enterprise Community covering Immokalee and Eastern Hendry County. EASF's mission is "Building Better Lives through Homeownership and Education". EASF constructs affordable housing units for sale to low and very low income households. The agency provides pre-purchase education workshops and one-on-one counseling to prepare families for homeownership, in addition to foreclosure prevention counseling for those already owning a home. In Fiscal Year 2009, EASF provided homebuyer education to 245 individuals and provided one-on-one pre-purchase and postpurchase counseling to 191 families. www.easfonline.org
Family Counseling Center of Brevard, Inc. (FCC) Rockledge, FL
$42,374.36 - Comprehensive Counseling
Established in 1964, FCC's mission is to strengthen individuals, families and communities in Brevard and Indian River counties. The agency provides outpatient counseling, consumer credit counseling, substance abuse therapy, as well as education and related services to individuals and families. FCC, a nonprofit corporation, is accredited by the Council on Accreditation and is also a United Way member agency committed to serving people from all socio-economic backgrounds. In 1992, FCC became a HUD-certified Housing Counseling Agency and began offering the community a complete range of affordable housing counseling services, including default, pre-purchase, rental and HECM counseling. In Fiscal Year 2009, FCC provided counseling to more than 963 clients. www.fccbrevard.com
Goodwill Industries Manasota, Inc. Sarasota, FL
$44,832.47 - Comprehensive Counseling
Over 27 years ago, Goodwill Industries Manasota, Inc. was established to serve the citizens of Manatee, Sarasota, Hardee and DeSoto counties. Goodwill Industries, a private not-for-profit human service organization, provides information and referral, case management, neighborhood resource development, job placement, housing and assistance with homeownership. Goodwill Industries has two housing programs: the Homebuyer's Club, which provides one-on-one counseling and conducts group homebuyer education workshops; and GoodHomes of Manasota, a Community Housing Development Organization, which serves the community as a not-for-profit builder and developer of affordable and workforce housing. Goodwill Industry's housing counseling program consists of pre-purchase, homebuyer education, delinquency/default, post-purchase, rental, homeless and fair housing counseling. During FY 2008-2009, the agency provided services to 609 homebuyer education clients and 252 clients in a one-on-one setting. www.goodwillindustrie.org
Habitat for Humanity of Jacksonville, Inc. (HabiJax) Jacksonville, FL
$40,407.86 - Comprehensive Counseling
HabiJax offers one-on-one pre-purchase, post-purchase, delinquency/default, and predatory lending counseling, as well as homebuyer education and predatory lending workshops. The agency provides clients with information concerning the foreclosure and eviction processes, legal timelines, financial situation analysis, and intermediary contact with lenders or landlords. Referrals are also made to local and state agencies for emergency financial and housing assistance. HabiJax served 615 families in the last Fiscal Year. www.habijax.org
Home Ownership Resource Center of Lee County (HORC) Fort Myers, FL
$39,916.24 - Comprehensive Counseling
Formed in 1999, HORC provides a complete range of services, including foreclosure prevention and intervention counseling, budget and credit counseling and homebuyer education. As of early 2008, HORC shifted its housing counseling program's emphasis to foreclosure prevention in an effort to address the foreclosure crisis in Lee County, Florida. During Fiscal Year 2009, HORC served 855 housing counseling clients. www.horcswfl.org
Homebuyer Counseling Collaborative of Central Florida Inc. (HCCCF) Winter Park, FL
$36,966.49 - Comprehensive Counseling
HCCCF is a non-profit agency established in 1997. HCCCF's mission and commitment is to assist low-moderate and middle income first-time homebuyers obtain and maintain their properties. The agency assists its clients through the delivery of comprehensive homebuyer counseling and education, financial self-sufficiency counseling, foreclosure prevention and lossmitigation counseling. Through a partnership with the local Orlando Housing Authority, HCCCF provides outreach and information to housing authority residents. In Fiscal Year 2008-2009, HCCCF provided housing counseling services to 150 of these residents.
Homes in Partnership, Inc. (HIP) Apopka, FL
$35,000 - Comprehensive Counseling
HIP is a community-based organization specializing in affordable housing for very low to moderate income families residing in rural and underserved areas in Florida's Orange, Lake, and Sumpter counties. HIP has provided over 3,600 families with single family housing since its inception in 1975. The corporation purchases land, develops it and brings families together wishing to build their own homes through a self-help housing program. HIP is committed to providing safe and healthy communities through the provisions of lifestyle changing tools to clients through education. HIP's counseling service includes home buyer education, pre and post-purchase; predatory lending education, fair housing assistance and renters' assistance. During Fiscal Year 2009, HIP served 112 clients. www.homesip.org
Housing Authority of the City of Tampa Tampa, FL
$43,849.23 - Comprehensive Counseling
$20,000 - Mortgage Modification and Mortgage Scams Assistance
The Housing Authority of the City of Tampa was founded in 1937 as a non-profit corporate body. The mission of the Housing Authority is to develop and manage affordable housing opportunities, nurture neighborhoods, through supportive services provide economic development and self-sufficiency activities for residents, while assure equal access to safe, quality housing for low-to-moderate income families. The Housing Authority's Center for Affordable Homeownership has provided effective housing counseling program since 2002, successfully serving over 2,300 families. Within the last Fiscal Year, the Center provided comprehensive counseling services to 370 individuals. www.thafl.com
Housing Partnership, Inc. (HP) Riviera Beach, FL
$45,324.10 - Comprehensive Counseling
Formed in 1986, HP is a nonprofit, charitable organization and a chartered affiliate of the national NeighborWorks America that serves all of Palm Beach County. HP provides programming and resources in supportive housing for special needs populations and in family services. HP provides community outreach, pre-purchase counseling, homebuyer education, delinquency/default counseling, post-purchase education, and voucher homeownership counseling. HP also provides rental housing counseling through its partnership with the United Way's Prosperity Centers located in West Palm Beach, Delray Beach, Belle Glade and Pahokee. In the past fiscal year, HP provided homeownership counseling to 693 clients. www.gocpg.org
InCharge Debt Solutions (IDS) Orlando, FL
$43,357.60 - Comprehensive Counseling
IDS is a non-profit community service organization offering confidential and professional housing counseling, credit counseling, debt management services and financial education initiatives since 1997. IDS's mission is to provide relief to financially distressed individuals and families experiencing debt problems and provide consumers with education and personal financial management tools to enable them to use credit responsibly. The agency offers housing counseling services in the areas of pre-purchase and foreclosure prevention, as well as educational workshops for homebuyers and homeowners. www.incharge.org
Lee County Housing Development Corporation Fort Myers, FL
$45,324.10 - Comprehensive Counseling
Incorporated in 1991, Lee County Housing Development Corporation is a private non-profit organization. The agency is dedicated to providing affordable housing to low to moderateincome citizens of Lee County and has assisted over 300 families with the purchase of their homes. The agency is currently working with the Lee County Board of County Commissioners to assist with qualifying home purchasers through the Neighborhood Stabilization Program. Its housing counseling services include one-on-one pre-purchase counseling, group homeowner pre-purchase training, and mortgage default/delinquency counseling. In FY 2008 - 2009, Lee County Housing Development Corporation served 413 clients. www.leecountyhdc.org
Manatee Community Action Agency, Inc. (MCAA) Bradenton, FL
$35,491.62 - Comprehensive Counseling
MCAA is a non-profit agency organized to combat poverty in Manatee, Hardee, and DeSoto counties in Florida. Since 1968, MCAA has worked to develop, plan, implement and evaluate programs to serve low-income people in the community. The mission of MCAA is helping people, changing lives, and building communities. Over the last 12 years, MCAA's housing counseling program focuses on one-on-one sessions, and addresses default, rental, homeless, post-purchase and pre-purchase counseling to assist individuals in obtaining and/or maintaining safe and affordable long-term housing. MCAA served 611 clients during Fiscal Year 2008-2009. www.manateecaa.org
Mid-Florida Housing Partnership, Inc. Daytona Beach, FL
$40,407.86 - Comprehensive Counseling
Mid-Florida Housing Partnership, Inc. was formed in 1989 to address the housing and economic needs of Volusia County, Florida (and later expanded to include Flagler County). The agency's two-fold mission is to promote decent affordable housing for homebuyers and renters; and improve economic status and opportunities for low and very low income households. As a Community Housing Development Organization, the agency owns 29 single family rental homes, which include 5 units for the disabled as well as 3 group sober living facilities. Mid-Florida Housing Partnership provided housing counseling to 1,474 clients during Fiscal Year 2008-2009. www.mfhp.org
Ocala Housing Authority (OHA) Ocala, FL
$42,865.98 - Comprehensive Counseling
Since 1951, OHA continues to address affordable housing needs in Marion County, Florida by providing safe, decent and affordable housing. The OHA offers Housing Choice Vouchers, Public Housing, Section 8 Homeownership, Family Self Sufficiency, VASH, a Neighborhood Stabilization Program, and comprehensive housing counseling services. The agency's housing counseling program provides the following services: rental counseling, home buyer education, pre-purchase counseling, homeless assistance, mortgage foreclosure prevention education and mortgage foreclosure counseling. During Fiscal Year 2008-2009, OHA provided counseling services to 629 clients. www.ocalafl.org
Opa-locka Community Development Corporation (OLCDC) Opa-locka, FL
$43,357.60 - Comprehensive Counseling
OLCDC was established in 1980 as a nonprofit community development corporation to address distressed living and unemployment conditions, particularly in the Opa-locka and Northwest Miami-Dade communities. Through its Housing Counseling Center, OLCDC provides housing counseling services to homeowners, first-time buyers and rental residents throughout MiamiDade and South Broward Counties. OLCDC has developed over 1,900 affordable rental housing units and constructed 61 affordable single family detached homes and rehabilitated more than 70 homes. During Fiscal Year 2008-2009, OLCDC counseled 124 clients through its comprehensive housing counseling program. www.olcdc.org
Reliable Business Solutions, Inc. (RBS) Orlando, FL
$42,374.36 - Comprehensive Counseling
$45,000 - Mortgage Modification and Mortgage Scams Assistance
RBS's mission is to help Central and East Florida families and individuals, particularly those with very low and moderate incomes, reach an adequate and equitable standard of living by providing the necessary resources and services that for self sufficiency. RBS's Comprehensive Housing Counseling, and its Mortgage Modification and Mortgage Scam Assistance Programs emphasize one-on-one counseling services and consist of services in the following areas: pre-purchase, homebuyer education, mortgage delinquency/default, post-purchase, rental, and homeless counseling. To date, RBS has assisted more than 537 families, of which 98 were assisted during Fiscal Year 2008-2009. www.reliablebusinesssolutions.org
Solita's House, Inc. Tampa, FL
$45,815.72 - Comprehensive Counseling
$70,000 - Mortgage Modification and Mortgage Scams Assistance
Solita's House, Inc. was founded in 2006 and is a non-profit organization created out of the need for additional education classes and comprehensive housing counseling for low-tomoderate income families in the City of Tampa, Hillsboro County and surrounding areas. The agency's mission is to build the capacity of the people and partners it serves in the areas of economic literacy coaching, homeowner education and community revitalization. The services offered are: homebuyer education workshops, financial literacy workshops, pre-purchase counseling, post-purchase counseling, foreclosure intervention, default counseling and loan document review. To date, the agency has served over 1,629 households in the areas of financial counseling and education, which includes 83 new homeowners utilizing over $11.5 million in home sales. www.solitashouse.com
St. John's Housing Partnership (SJHP) Saint Augustine, FL
$38,441.37 - Comprehensive Counseling
SJHP was established in 1996 to promote safe, affordable housing for low-income residents, working-class families, and seniors in the community. SJHP's housing services includes weatherization and emergency home repair, new construction for first-time homebuyers, credit repair and foreclosure mitigation counseling. SJHP was recognized as one of the leaders in the state with green building and Energy Star accomplishments (The Hancock Place). The agency's comprehensive housing counseling program consists of pre-purchase counseling, home improvement and rehabilitation counseling, financial management/budget counseling, pre-purchase homebuyer education workshops and non-delinquency post purchase workshops for homeowners. During FY 2009, SJHP provided counseling services to 343 clients. www.sjhp.org
St. Lucie County Board of County Commissioners Fort Pierce, FL
$42,865.98 - Comprehensive Counseling
The St. Lucie County Housing and Community Services Department works under the direction of the St. Lucie County Board of County Commissioners. Since 1995, the Department has served residents as an all-in-one office for housing and social service assistance, education and referrals. In early 2010, the Department was approved by HUD, to provide in-depth housing counseling services. The Housing Division offers clients, pre-purchase, home improvement and rehabilitation services, as well as, and mortgage delinquency and default resolution counseling. During FY 2009, 230 clients were counseled in these areas. www.stlucieco.gov/community/index/htm
Tallahassee Lender's Consortium (TLC) Tallahassee, FL
$45,324.10 - Comprehensive Counseling
$20,352 - Mortgage Modification and Mortgage Scams Assistance
For 16 years, TLC, a Florida 501(c)(3) nonprofit corporation, has provided comprehensive homebuyer education, pre-purchase counseling and downpayment and closing cost assistance to low income families in the City of Tallahassee and Leon County. TLC's mission is to provide its clients with affordable homeownership options. TLC is a registered Non-Profit Organization and a City of Tallahassee designated Community Housing Development Organization. Programs at TLC have evolved over the years to also include post homeownership education, mortgage delinquency counseling, reverse mortgage counseling, personal finance education and a homebuyer's club. During Fiscal Year 2008-2009, TLC provided 1,685 clients with one-on-one counseling. www.tallahasseelenders.org
Tallahassee Urban League (TUL) Tallahassee, FL
$36,966.49- Comprehensive Counseling
TUL is a private non-profit, social service organization established in Tallahassee in 1969. The mission of the Urban League is to enable minority group members and low-income citizens to cultivate and exercise their full potential. The Tallahassee Urban League has been a HUDapproved counseling agency and has operated a Comprehensive Housing Counseling Program since 1978, serving Tallahassee/Leon County, Madison, Jefferson, Gadsden, Taylor, Wakulla and other surrounding counties in Florida and South Georgia. TUL provides homebuyer education, pre-purchase, post purchase, rental assistance mortgage default/delinquency and homeless assistance. During FY 2009, 234 clients were counseled by the Tallahassee Urban League, Inc. www.talul.org
Tampa Bay Community Development Corporation Clearwater, FL
$45,324.10 - Comprehensive Counseling
$25,000 - Mortgage Modification and Mortgage Scam Assistance
Tampa Bay Community Development Corporation was incorporated in 1982 as a program to promote homeownership opportunities to low and moderate-income residents in Pinellas County Florida (and later expanded to include Hillsboro and Pasco Counties) by offering homebuyer education workshops. In 1994, Tampa Bay CDC began providing one-on-one pre-purchase and post-purchase counseling through its newly established Homebuyers Club (HBC). In 1999, Tampa Bay CDC was selected by Pinellas Housing Finance Authority to create a foreclosure prevention program, and to administer an emergency mortgage payment revolving loan fund. In 2008, Tampa Bay CDC became part of the National Foreclosure Mitigation Counseling Program. The agency's comprehensive housing counseling program consists of homebuyer education, pre-purchase, delinquency/default, post-purchase, rental counseling and loss mitigation. During Fiscal Year 2008-2009, Tampa Bay CDC provided 2,635 clients with counseling services. www.tampabaycdc.org
GEORGIA
Affordable Housing Enterprises, Inc. (AHE) Griffin, GA
$41,391.11 - Comprehensive Counseling
AHE was founded in 1993 and approved as nonprofit organization in 1997. The organization was formed by a group of concerned, community-based citizens to provide affordable housing to special needs populations, which includes low and moderate income persons; persons with disabilities; elderly; minorities and families with limited English proficiency. AHE provides the following affordable housing services: homebuyer education; mortgage delinquency/default; non-delinquency post purchase; pre-purchase; homeless/displacement; and rental counseling. During Fiscal Year 2009, AHE served 2,181 clients. www.affordablehousinggent.org
Appalachian Housing and Redevelopment Corporation (AHRC) Rome, GA
$39,916.24 - Comprehensive Counseling
AHRC is a subsidiary non-profit organization of the Northwest Georgia Housing Authority. The agency provides comprehensive services and programs to benefit the low-income population of the City of Rome, Floyd County and surrounding counties. For the past 11 years, AHRC has been providing group homebuyer and fair housing workshops, as well as individual housing counseling in the following areas: loss mitigation; mortgage delinquency/default; post purchase; pre-purchase; renter assistance; and service to the homeless. AHRC served 308 clients from October 1, 2008 - September 30, 2009.
Area Committee to Improve Opportunities Now, Inc. (ACTION) Athens, GA
$41,882.73 - Comprehensive Counseling
ACTION is a non-profit community action agency that was incorporated in 1965 to address the needs of the low income citizens of northeast Georgia. ACTION, Inc. provides services that help reduce the impact of poverty for thousands of northeast Georgia families by helping these families become more self sufficient. ACTION, Inc. provides comprehensive housing counseling services which include: mortgage delinquency/default; pre-purchase; homebuyer education; reverse mortgage; and non-delinquency post-purchase. The agency provided services to 82 clients during Fiscal Year 2008-2009. www.actionincorporated.org
Center for Pan Asian Community Services (CPACS) Atlanta, GA
$41,391.11 - Comprehensive Counseling
Established in 1980, the mission of CPACS is to create and deliver culturally competent and comprehensive social and health services to counteract problems faced by immigrants, refugees and racial-ethnic minorities in the Atlanta, Georgia area. CPACS has extensive experience providing services to Asian Pacific Islanders in Atlanta, including youth programs; employment services; an elderly enrichment program; immigration and naturalization assistance; housing counseling services and various advocacy programs. CPACS provides one-on-one and group housing counseling services to Asian Pacific Islanders in the areas of homebuyer and fair housing education; mortgage delinquency and default resolution; prepurchase; post-purchase non-delinquency counseling; homelessness; and rental assistance. CPACS served 597 clients during Fiscal Year 2009. www.icpacs.org
City of Albany Albany, GA
$39,424.61 - Comprehensive Counseling
The City of Albany Department of Community & Economic Development (DCED) has been a HUD-approved housing counseling agency since 1992. The housing counseling program operates in 16 counties in southwest Georgia. DCED's housing counseling services include: homebuyer education; loss mitigation; mortgage delinquency/default; post and pre purchase; renter assistance; and services to homeless individuals. The agency also plays an active role in coordinating housing and fair housing related activities with other organizations. During Fiscal Year 2009, the City of Albany served 461 clients. www.albany.ga.us
Cobb Housing, Inc. Marietta, GA
$40,407.86 - Comprehensive Counseling
Cobb Housing, Inc. is a non-profit community based organization designated as a State of Georgia Community Housing Development Organization. The agency's mission is to enhance the community by providing a full range of affordable homeownership programs and services. Since 1993, Cobb Housing, Inc., a NeighborWorks America charter member, has provided individual and group pre-purchase, post-purchase and foreclosure prevention counseling to Metro Atlanta residents. The agency also provides foreclosure prevention and loss mitigation counseling through the National Foreclosure Mitigation Counseling Program. Cobb Housing, Inc. served 1,150 during Fiscal Year 2009. www.cobbhousinginc.org
Consumer Credit Counseling Service of Greater Atlanta dba CredAbility Atlanta, GA
$1,580,346 - Comprehensive Counseling
$1,479,310 - Reverse Mortgage Counseling
Founded in 1964, CredAbility provides free, confidential budget counseling, housing counseling, comprehensive financial education, bankruptcy counseling and education, and debt management programs to consumers nationwide from all walks of life. Effective May 2010, the agency changed its name from Consumer Credit Counseling Service of Greater Atlanta to CredAbility to better reflect its national scope. The agency's mission is to help financially-distressed people move from crisis to control by providing compassionate service and innovative and practical solutions. In 2009, CredAbility served more than 750,000 people, a 26% increase from 2008. The agency provides services around the clock in English and Spanish, 365 days a year. Counseling and education are available in person, by telephone and via the Internet at www.CredAbility.org.
Early County Community Development Corporation (ECCDC) Blakely, GA
$36,966.49 - Comprehensive Counseling
ECCDC has provided a wide range of affordable housing services to very low income families located in the southwest quadrant of the State of Georgia. ECCDC was formed in 2003, received Georgia Department of Community Affairs certification as a Community Housing Development Organization in 2007 and became a HUD-approved Housing Counseling Agency in 2009. ECCDC's services include housing development, housing counseling services, which include home buyer, fair housing, financial literacy, post-purchase education, pre-purchase, credit, default, rental counseling, homeless services, and micro enterprise development. During Fiscal Year 2009, ECCDC assisted 171 clients. www.earlycocdc.org
East Athens Development Corporation, Inc. (EADC) Athens, GA
$43,849.23 - Comprehensive Counseling
EADC is a nonprofit community-based development organization, as well as a Community Housing Development Organization, incorporated in 1993. The agency provides community economic development, micro enterprise development, affordable housing construction and counseling, and neighborhood revitalization programs and services. The agency's housing counseling activities include homebuyer workshops, a homebuyers club, financial fitness, foreclosure prevention workshops, post purchase education, predatory lending/ID theft prevention, rental workshops, rent smart/homecare, pre-purchase, post-purchase nondelinquency, post purchase delinquency, and rental counseling. During Fiscal Year 2009, EADC assisted 402 clients. www.eadcinc.com
Economic Opportunity for Savannah-Chatham County Area, Inc. Savannah, GA
$45,324.10 - Comprehensive Counseling
Economic Opportunity for Savannah-Chatham County Area, Inc. is a Community Action Agency and HUD-approved housing counseling agency, providing individuals and families with a range of housing services since 1975. The agency's target areas consist of Chatham, Bryan and Effingham counties in Georgia, as well as several counties in South Carolina. Economic Opportunity offers pre-purchase counseling and home buyer education, loss mitigation counseling, pre and post-rental counseling, credit counseling, budgeting, homeless services, and money management counseling. The agency also provides other assistance in the areas of Head Start, weatherization, retired and senior volunteer programs, foster grand parenting, emergency services, employment development, energy assistance, payee representatives, apartment services for homeless families and Individual Development Accounts for business development. Through Economic Opportunity's housing program, 520 clients received assistance in Fiscal Year 2009. www.eoasga.org
Georgia Department of Community Affairs - Georgia Housing Finance Authority Atlanta, GA
$223,825.24 - Comprehensive Counseling
The Georgia Department of Community Affairs (DCA) was created in 1977 to serve as an advocate for local governments. In 1996, the Georgia Housing and Finance Authority (GHFA) and the Department of Community Affairs merged. Today, DCA operates a host of state and federal grant programs; serves as the state's lead agency in housing finance and development; promulgates building codes to be adopted by local governments; provides comprehensive planning, technical and research assistance to local governments; and serves as the lead agency for the state's solid waste reduction efforts. In Fiscal Year 2009, GHFA provided comprehensive housing counseling services to 4,200 Georgia clients. Overall, GHFA, through its network of housing counseling agencies, funded and served 14,374 clients. www.dca.state.ga.us
Home Development Resources, Inc. (HDRI) Gainesville, GA
$ 43,357.60 - Comprehensive Counseling
$33,980.19 - Reverse Mortgage Counseling
$54,000 - Mortgage Modification and Mortgage Scams Assistance
HDRI is committed to offering low and moderate income residents an opportunity to improve their quality of life, facilitate neighborhood revitalization, and help strengthen families and communities. HDRI was established by Hall County and the City of Gainesville to provide nocost homebuyer and debt management education to its community. HDRI provides homebuyer education, pre-purchase, post-purchase, delinquency/default, debt management, credit counseling, home equity conversion mortgage counseling and mortgage modification and mortgage scam assistance. HDRI also offers a down payment assistance program, funded by the Georgia Department of Community Affairs Community Home Investment Program to help first-time home buyers. HDRI served 1,302 clients during Fiscal Year 2009. www.homedevelopmentresources.org
Home First Housing Resources, Inc. (HFHRI) Macon, GA
$36,474.87 - Comprehensive Counseling
HFHRI and its branch agency, Home First Augusta, are committed to offering low and moderate income residents an opportunity to improve their quality of life, facilitate neighborhood revitalization, and help strengthen families and communities. HFHRI serves the Macon Middle Georgia Counties; and Home First Augusta serves the Augusta-CSRA Counties. HFHRI is a non-profit agency created to provide local residents with homebuyer education services and programs. HFHRI provides homebuyer education, pre-purchase, foreclosure, delinquency/default, post occupancy and tenancy rental counseling and financial literacy education. Home First Housing Resources, Inc. served 1,712 clients during Fiscal Year 2009. www.homefirstga.org
JCVision and Associates, Inc. Hinesville, GA
$38,441.37 - Comprehensive Counseling
JC Vision and Associates, Inc. is a faith-based non-profit organization that provides comprehensive housing counseling services to potential homebuyers, homeowners, renters, and housing providers in the following counties in southeast Georgia: Appling, Bacon, Candler, Evans, Coffee, Liberty, Long, McIntosh, Wayne, Pierce, Tattnall, and Toombs. The agency provides housing counseling activities in the areas of fair housing; homebuyer education; loss mitigation; money debt management; mortgage delinquency/default; post purchase; prepurchase; renter assistance; financial literacy; and homeless counseling. The agency served 594 clients from October 1, 2008-September 30, 2009. www.jcvision.com
Middle Georgia Community Action Agency, Inc. (MGCAA) Warner Robins, GA
$39,916.24 - Comprehensive Counseling
MGCAA is a community-based organization that provides services in 35 counties in Georgia. MGCAA has been a HUD approved housing counseling agency since 1979 and provides the following services: home improvement and rehabilitation; homebuyer education; loss mitigation; mobility and relocation; money/debt management; mortgage delinquency; postpurchase; predatory lending; pre-purchase; renter assistance; services to homeless individuals; and fair housing. During Fiscal Year 2009, MGCAA counseled 1,002 clients. www.mgcaa.org
NeighborWorks Columbus (formerly Columbus Housing Initiative) Columbus, GA
$45,324.10 - Comprehensive Counseling
NeighborWorks Columbus was organized in 1998 as the Columbus Housing Initiative, in an overall effort by Columbus' civic leadership to improve substandard housing conditions and revitalize blighted neighborhoods. The agency partners with several governmental and private organizations to increase homeownership rates and help citizens realize the dream of homeownership. NeighborWorks Columbus provides the following housing counseling services: fair housing; homebuyer education; loss mitigation; marketing and outreach initiatives; money/debt management; mortgage delinquency/default; post purchase; predatory lending; pre-purchase; and renter assistance. The agency served 704 clients from October 1, 2008 - September 30, 2009. www.nwcolumbus.org
Resources for Residents and Communities of Georgia, Inc. (RRC) Atlanta, GA
$41,391.11- Comprehensive Counseling
RRC is a non-profit community development corporation founded in 1989 with the initial mission of revitalizing the Reynoldstown community of Atlanta. RRC creates sustainable communities through knowledge sharing, community building, housing, and economic opportunities. RRC began providing homeownership counseling services to low-income clients as a community-based partner of the United Way Individual Development Account program beginning in 1999. In 2006, RRC formally established its HomeOwnership Center, which provides homebuyer education and counseling, financial fitness education, post-purchase education, foreclosure prevention counseling, and a rescue loan fund to clients from throughout the metro Atlanta area. During Fiscal Year 2009, the RRC counseled 1,121 clients. www.rrc.reynoldstown.org
Southwest Georgia United Empowerment Zone, Inc. Vienna, GA
$41,882.73 - Comprehensive Counseling
Southwest Georgia United Empowerment Zone, Inc. began in 1994 as a grassroots, community-based initiative for economic development and community improvement in Crisp and Dooly Counties in rural southwest Georgia. Southwest Georgia United operates a U.S. Department of Agriculture Rural Empowerment Zone program, working with the community to improve the quality of life by supporting sustainable economic development, housing, health, education, agriculture, and social programs. Southwest Georgia United provides homebuyer, post-purchase, and fair housing education; pre-purchase, delinquency/default, non-delinquency post-purchase, rental, and homeless/displacement counseling; and community outreach/information dissemination. The agency served 540 clients in Fiscal Year 2009. www.swgau.org
Summech CDC (SCDC) Atlanta, GA
$44,340.85 - Comprehensive Counseling
SCDC is a non-profit community-driven housing development organization founded in 1989, whose mission is to provide affordable housing to promote home ownership and to encourage economic development in the Mechanicsville community in the City of Atlanta. SCDC housing counseling services are targeted to potential homebuyers throughout the City of Atlanta, which includes Fulton County, and a small portion of Dekalb County. SCDC provides opportunities through several programs including: Paving the Way, Fill in the Gaps and the Youth Economic Empowerment Program. Paving the Way is the agency's housing counseling program that provides homebuyer education, financial literacy, pre-purchase, delinquency/default, and non-delinquency post-purchase counseling. During Fiscal Year 2009, Summech served 214 clients. www.summechcdc.com
Totally Free, Inc. Brunswick, GA
$40,407.86 - Comprehensive Counseling
Totally Free, Inc.'s goal is to bring more recognition to affordable housing in real estate and lending, while reaching as many low to moderate-income individuals as possible. Totally Free, Inc. provides homebuyer education, pre-purchase, delinquency/default, rental, homelessness displacement, and non-delinquency post-purchase counseling. Additionally, the agency provides housing choice vouchers and individual development account programs. In 2001, Totally Free, Inc. began educating families that desired homeownership and currently serves over 35 the Georgia counties, including Glynn, Camden, McIntosh, Wayne, Pierce, Brantley, Charlton, Pearson, Appling, Coffee, Toombs, Chatham, Bacon, Clinch and Ware. In 2005, Totally Free, Inc. received the Outstanding Achievement Award for Excellence in Housing Counseling at the Georgia Department of Community Affairs Magnolia Awards. During Fiscal Year 2009, the agency served 776 clients. www.totallyfreeinc.org
University of Georgia Family and Consumer Sciences Cooperative Extension Service Waynesboro, GA
$35,983.25 - Comprehensive Counseling
Through its Project Education and Counseling Housing Outreach (ECHO), The University of Georgia College of Family and Consumer Sciences Cooperative Extension received approval from HUD as a housing counseling agency in 2004. The College of Family and Consumer Sciences focuses on improving the overall well-being of individuals and families through programs related to housing, indoor environment, energy conservation, financial literacy, relationships, healthy parenting, child development, nutrition, and food safety. ECHO's housing educators provide counseling and education on financial literacy and housing in the counties of Burke, Butts, Chatham, Clayton, Colquitt, Gilmer, Glynn, Laurens, and Monroe. ECHO's housing counseling program includes pre-purchase and financial counseling; home buying workshops; financial literacy classes, mortgage delinquency, rental rights and responsibilities; predatory lending; fair housing and energy conservation. During Fiscal Year 2009, 416 clients received counseling services. www.fcs.uga.edu
OHIO
Children's & Family Service a/k/a Family Service Agency Youngstown, OH
$36,411.00 - Comprehensive Counseling
$20,000.00 - Mortgage Modfication and Mortgage Scams Assistance
Family Service Agency is a nonprofit social service organization that has been serving the Mahoning Valley for nearly 100 years. The agency's mission is to respond to the changing needs of our community by providing an array of services that empower, enhance and strengthen families. The agency's counseling services include individual and family counseling, housing counseling, and rape information and counseling, case management for persons infected with HIV/AIDS, guardianship for the elderly, and a 24-hour shelter for runaway and homeless youth.
Community Action Commission of Belmont County St. Clairsville, OH
$35,491.62 - Comprehensive Counseling
Since 1996, The Community Action Commission of Belmont Co. has provided housing counseling and first time homebuyer education to customers in Belmont County Ohio and its contiguous Ohio and West Virginia Counties with the aim of strengthening community, and nurturing self-sufficiency through the promotion of safe, decent, and affordable homeownership and rental housing opportunities.
Community Housing Solutions (CHS) Cleveland, OH
$36,966.49 - Comprehensive Counseling
Since its founding in 1973, CHS (formerly known as Lutheran Housing Corporation) has provided sustainable homeownership opportunities to tens of thousands of low and moderateincome families through housing rehabilitation, new construction, and a comprehensive menu of self-sufficiency programs, including financial counseling, free tool loan, energy conservation, and home repair assistance.
Fair Housing Contact Service Akron, OH
$39,916.24 - Comprehensive Counseling
Fair Housing Contact Service was founded in 1965 and its mission statement is "Fair Housing Contact Service strives to prevent and eliminate discrimination and to promote equal housing opportunity". FHCS supports and encourages freedom of residence in the Greater Akron region so that all persons, regardless of race, color, religion, national origin, sex, familial status, or disability can secure the housing they want and can afford in the neighborhood of their choice.
Fair Housing Resource Center (FHRC) Painesville, OH
$42,374.36 - Comprehensive Counseling
$70,000.00 - Mortgage Modfication and Mortgage Scams Assistance
FHRC is a 501(c)(3) organization located in Lake County, Ohio. FHRC has one office and operates in the county seat of Painesville, Ohio. Fair Housing Resource Center, Inc. provides one-on-one counseling for individuals who need assistance in the following areas: Landlord/Tenant Rights, Fair Housing, Loss Mitigation, Homeownership, and Predatory Lending. The work plans created by the Fair Housing Resource Center, Inc., support individuals in becoming self-sufficient and ensure that all persons are provided safe, decent and affordable housing.
Mid-Ohio Regional Planning Commission (MORPC) Columbus, OH
$44,340.85 - Comprehensive Counseling
$20,000.00 - Mortgage Modfication and Mortgage Scams Assistance
MORPC is a voluntary association of local governments in mid-Ohio. MORPC serves as a nonprofit regional planning agency created under federal and state laws. Some of MORPC's major challenges and community opportunities include improving the quality of life for residents of member communities by increasing the supply of affordable housing and opportunities for homeownership; promoting fair housing, jobs and economic opportunity; and reducing homelessness. MORPC has operated homeownership education and counseling programs for first-time homebuyers since 1994.
Neighborhood Housing Partnership of Greater Springfield, Inc. (NHP) Springfield, OH
$39,916.24 - Comprehensive Counseling
NHP is a not-for-profit 501(c)(3) organization created in response to deteriorating housing and neighborhood conditions in the city of Springfield, Ohio. NHP is overseen by a diverse Board of Trustees comprised of neighborhood residents, business and government, minority and lowincome representatives. NHP utilizes HOME funds as well as other federal, state, local and private funding. Primary activities include: low-interest loans for home repairs, construction management, and homebuyer education/credit counseling; financial literacy counseling, down payment assistance; foreclosure prevention counseling and; first mortgage lending and referrals.
Northwest Ohio Development Agency (NODA) Toledo, OH
$38,932.99 - Comprehensive Counseling
NODA is also a Community Development Financial Institution (CDFI) certified by the U.S. Department of Treasury. NODA helps people become self-sufficient and builds stable communities. NODA was founded in 1998 and opened for business in 2000. NODA provides loans, investment capital, grants and supportive services in a holistic fashion. NODA provides a predatory lending counseling program to assist consumers from losing their homes to foreclosure due to unscrupulous lending practices.
Ohio Housing Finance Agency (OHFA) Columbus, OH
$174,677.67 - Comprehensive Counseling
Created in 1983, OHFA's mission is to "open the doors to an affordable place to call home" for thousands of Ohio families by making available the resources necessary to ensure first-time homebuyers, renters, senior citizens, and other populations with special needs have a safe, quality place to call home. Since 1983, OHFA has offered stable financing options, such as the First-Time Homebuyer Program, Ohio Heroes Program, Down Payment Assistance, Target Area Program and Mortgage Credit Certificate Program and has made homeownership possible for more than 130,000 borrowers across the state. OHFA also provides homebuyer education and foreclosure prevention through partnerships with housing counseling organizations helping thousands of Ohioans through these initiatives. In addition, the Agency offers funding to support the creation and rehabilitation of affordable rental housing for families, seniors and other populations, single-family lease-purchase homes and permanent supportive housing. For more information, visit OHFA's website at www.ohiohome.org.
Working in Neighborhoods (WIN) Cincinnati, OH
$43,357.60 - Comprehensive Counseling
WIN, a Cincinnati-based nonprofit organization, works to revitalize communities and to help families build equity by providing homebuyer education and support for current home owners. WIN sponsors homebuyer and credit counseling, financial literacy classes, renovates and builds homes for first-time homeowners, and trains neighborhood residents to work together to improve their communities.
WSOS Community Action Commission, Inc. (WSOS CAC) Green Springs, OH
$37,949.74 - Comprehensive Counseling
WSOS CAC, a comprehensive service organization, has been providing housing counseling services for the homeless, those at risk of becoming homeless, potential renters and purchasers within rural northwestern Ohio for 28 years. Housing counseling services are provided in oneon-one or group counseling sessions. The counseling activities include transitional and permanent supportive housing for the homeless, rent/mortgage/utility assistance to those at risk of homelessness, pre and post-occupancy counseling for renters and purchasers, mortgage default/rent delinquency counseling, home improvement and rehabilitation assistance, down payment assistance and homebuyer education classes.
Youngstown Metropolitan Housing Authority (YMHA) Youngstown, OH
$36,966.49 - Comprehensive Counseling
YMHA was established in 1933, created through the authority of 42 United States Code 3601 and Ohio Revised Code Sec.3735.27 and retains jurisdiction over public housing throughout Mahoning County. Although it secures funds from HUD, YMHA is not a federal agency, nor is it a state or city division. A five-member Board of Commissioners, appointed by various local officials, governs YMHA and is responsible for the overall operation of YMHA. YMHA is a standard performer in regard to PHAS scores and has over 75 years of experience in the development and management of housing and programs. YMHA has an annual budget of $36.2. million, manages 1,599 public housing units in Mahoning County, administers 2,239 Housing Choice Vouchers and has been awarded and administers several supportive service grants funded by HUD and various other funding sources.
OKLAHOMA
Community Action Agency of Oklahoma City and Oklahoma/Canadian Counties, Inc (CAA of OKC)
$43,357.60 - Comprehensive Counseling
CAA of OKC began serving the community in 1965. The Special Projects Division has been reaching out and working with low- to moderate-income families and individuals addressing a broad range of housing needs in the communities of Oklahoma and Canadian Counties since 1993. All special projects employees have received housing counseling training conducted by HUD, NeighborWorks® and the Oklahoma Homebuyer Education Association. CAA of OKC was designated as a HUD-approved housing counseling agency in 1995, which has enabled it to help over 2,000 homebuyers and homeowners with counseling needs through a wide range of services. HUD's housing counseling grant allows CAA of OKC to conduct workshops, do oneon-one individualized counseling and provide information through housing fairs, and town meetings. The Agency continues to ensure that homebuyers are not victims of predatory lending practices, fair housing standards are upheld, and communities are aware of the many programs available to them. Visit CAA of OKC online at www.caaofokc.org.
Community Development Support Association (CDSA) Enid, OK
$40,899.48 - Comprehensive Counseling
CDSA is a private non-profit community action agency established in 1980, and has been a HUD-approved housing counseling agency since 1998. The mission of the agency is to work with others to identify needs, secure resources, and deliver services that improve lives in our communities. The agency does this by employing qualified staff to implement programs based on community needs that have been identified through research and needs assessments. CDSA provides comprehensive housing counseling including homebuyer education, mortgage delinquency/default counseling, homeless services, and services to renters as well as services that promote energy efficiency. This agency can be contacted on-line at www.cdsaok.org.
Consumer Credit Counseling Service of Central Oklahoma (CCCS) Bethany, OK
$41,882.73 - Comprehensive Counseling
$13,846.91 - Reverse Mortgage Counseling
CCCS of Central Oklahoma was established in 1967. CCCS is a private nonprofit organization dedicated to empowering Oklahomans with the knowledge and confidence they need to become financially self-sufficient. Its mission is "to help people help themselves become financially strong individuals and families through counseling, debt management, and education." CCCS provides free counseling and education services throughout central and western Oklahoma. CCCS is a HUD-approved housing counseling agency, and all counselors are certified by the National Foundation for Credit Counseling (NFCC). Comprehensive housing counseling services include homebuyer education and post-purchase counseling, foreclosure prevention and alternatives to foreclosure, reverse mortgages, affordable rental housing, and fair and accessible housing issues. Other counseling services include budgeting, credit, and debt management. Visit the agency's website at www.cccsok.org.
Housing Authority of the City of Muskogee, OK
$36,966.49 - Comprehensive Counseling
Housing Authority of the City of Muskogee's mission is to enhance the quality of life for residents in the Muskogee area by providing affordable, quality housing options, advocating for resident involvement in community and employment opportunities, exemplifying leadership roles within the communities and promoting an ideology of self-sufficiency. The Housing Authority of the City of Muskogee's housing counseling program provides comprehensive housing counseling services to the Muskogee County and surrounding areas. Utilizing the expertise of qualified counselors, MHA has assisted hundreds of families with services including pre-purchase, rental, mortgage default, post-purchase, homebuyer education and financial literacy counseling. All counseling services provided by MHA's Housing Counseling Program are free of charge. This agency's website can be found at www.mhastaff.org.
Housing Authority of the City of Shawnee, OK
$43,849.23 - Comprehensive Counseling
$10,010.00 - Reverse Mortgage Counseling
The Housing Authority of the City of Shawnee, Oklahoma is a public housing authority established in 1967 and is also a HUD-approved Housing Counseling agency. The Authority provides Public Housing and Section 8 Rental Assistance and offers additional services such as: comprehensive housing counseling, family self-sufficiency programs, and resident opportunities for self-sufficiency and site-based resident councils. While this grant is designed to serve residents of Shawnee, Pottawatomie County and surrounding areas, the agency is willing to serve any resident of Central Oklahoma that needs assistance. Through the administration of this HUD grant, the agency will provide one-one-one pre-purchase, rental, mortgage default and delinquency and post-purchase counseling. The Authority will also offer group education in the form of homebuyer education classes and rental housing workshops. The agency's housing counselors are trained and certified through the Oklahoma Homebuyer Education Association (OHEA) and the NeighborWorks® Center for Homeownership Education and Counseling (NCHEC) and their program complies with the National Industry Standards for Homeownership Education and Counseling.
Housing Authority of the City of Stillwater, OK
$38,441.37 - Comprehensive Counseling
The Stillwater Housing Authority has been meeting the housing needs of low-income, elderly, and disabled residents in Stillwater for over 25 years. The mission of the Stillwater Housing Authority is to "promote adequate and affordable housing, economic opportunity and a suitable living environment free from discrimination." To facilitate this mission, the Stillwater Housing Authority implemented a housing counseling program in 1997. The Stillwater Housing Authority offers counseling in the areas of pre-purchase homebuyer education, resolving or preventing mortgage delinquency counseling, locating, securing or maintaining residence in rental housing, and services for the homeless for Section 8 participants, Public Housing residents, City of Stillwater Down-payment Assistance Program recipients, and the community in general. The agency counsels several hundred clients per year. For more information about the agency's housing counseling services, visit the agency's website at http://pages.sbcglobal.net/stillwater_ha/.
Housing Partners of Tulsa, Inc. (HPT) Tulsa, OK
$40,899.48 - Comprehensive Counseling
HPT is a HUD-approved housing counseling agency and offers services to various clients such as renters, potential homebuyers and current homeowners. To assist clients, HPT offers various classes including group sessions and individual counseling sessions. Counseling sessions offered by HPT include pre-purchase education, post-purchase education, fair housing education, predatory lending, financial literacy, fair lending, avoiding foreclosure, and maintaining a home. HPT also offers individual counseling sessions along with educational classes.
KI BOIS Community Action Foundation, Inc. Stigler, OK
$43,849.23 - Comprehensive Counseling
KI BOIS Community Action Foundation, Inc., is a non-profit organization that provides a myriad of services in Haskell, Latimer, Leflore and Pittsburg counties. KI BOIS Community Action is a HUD-approved housing counseling agency, and its counselors provide housing counseling services to individuals and families residing in the four-county service area. These services include pre-purchase counseling/home buying; resolving or preventing mortgage delinquency or default; non-delinquency post purchase; and locating, securing, or maintaining residence in rental housing. The agency's website is www.kibois.org.
This is another blog entry that looks ahead to the looming battle over the budget in Congress. The basic question is, where would you want to cut back? Today we look at housing grant money that is handed out by the Department of Housing and Urban Development.The reason I'm listing ...
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