The Georgia Department of Community Affairs’ Dream Homeownership Program provides affordable mortgage financing for eligible homebuyers. Currently there are four programs available:

  • Georgia Dream Hardest Hit Program: Up to $15,000 toward down payment and closing costs.
  • Georgia Dream Program: Up to $5,000 toward down payment and closing costs.
  • Down Payment Assistance Program for Protectors, Educators and Health Care Workers: Up to $7,500 toward down payment and closing costs.
  • Down Payment Assistance Program for families with members who are disabled: up to $7,500 toward down payment and closing costs.

Information: 404-679-4840 or www.dca.ga.gov.