Walmart starting holiday layaway on Sept. 13

Thinking of holiday shopping already? Walmart has your back.

The giant retailer announced a new holiday season layaway plan that will begin on Sept. 13 — to give shoppers 90 days to pay for their happy holidays.

“What we heard from our customers is they wanted to stretch their paychecks further,” spokeswoman Veronica Marshall told the Atlanta Journal-Constitution on Thursday. It’s the retailers’ third year of layaway revival. And layaway at Walmart is free this year. Walmart has decided to forgo a $5 layaway fee it charged the past two years.

To place goods on layaway, shoppers must deposit $10 or 10 percent of the purchase price, whichever is greater. Those who cancel layaways at Walmart will be subjected to a $10 penalty.

If a Sept. 15 layaway is too late for the super early bird holiday shoppers, they can get started sooner at Kmart, Sears or Toys R Us. Those are some of the retailers that offer layaway everyday.

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