If one of your life goals is to make it to age 65 with at least a million dollars to your name, David Bach, author of "Smart Couples Finish Rich," has a plan for you.

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Though the key is investing as early as possible, Bach’s money-saving tips can help folks at any age work toward that million-dollar mark.

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Unsold 2025 Gladiator pickup trucks sit on display outside a Jeep dealership Friday, Sept. 26, 2025, in Englewood, Colo. (David Zalubowski/AP)

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Carleigh Knight (left) and her sister, Natalie Rogovin, look at Christmas ornaments while shopping at Kudzu Antiques + Modern in Decatur on Tuesday, Nov. 25, 2025. (Natrice Miller/AJC)

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