Or ... you like seeing horses on the beach, like on Cumberland Island.
Photo: File
Photo: File

4 things to know about retiring in Georgia

Ready for retirement-rate rest and relaxation in the Peach State?

Well, before checking out of corporate America permanently, consider these almost-to-the-finish-line factors before calling it quits:

Location alleviates

For Georgia retirees wanting to exit the hustle-and-bustle lifestyle for sheer quaint and quietness, the state offers seagoing and small-town solutions galore.

Water hubs like Georgia's Lake Country, Lake OconeeSavannah's Beach, Tybee Island and the Chattahoochee Valley, Columbus give short-distance access to water recreation options like fishing, boating and whitewater rafting, along with refreshing peacefulness.

If buzzing land living is preferred, up-tempo townships such as midtown AtlantaAugusta and Athens offer more mix-and-mingle action.

Pension plans protect

Become familiar with the Employees' Retirement System of Georgia's benefit, contribution and life insurance plans as they relate to the retiree's employer.

Whether working for state or federal agencies or businesses, know the types of investments/funds available and if pension plans include adjustments: gadoe.org.

Consider the amount of annual income you need to maintain the quality of life you enjoyed while working or what you desire after receiving the golden handshake.

Also, visit AARP's State Retirement Savings Resource Center to learn more about retirement savings plans potentially at work for Georgia's private sector.

Medical coverage counts

Making sure you leave the workforce with the most affordable medical insurance is critical to retiring comfortably and with health on your mind.

First, find out if the employer's coverage can continue after retirement. Remember: Employers are not required to provide retiree coverage, and they can change or cancel benefits.

Visit Medicare.gov to grasp the ins and outs of retiree coverage and eligibility.

For additional health care questions or concerns, retirees can gain local Medicare help through GeorgiaCares, a volunteer program providing free, factual information and assistance to Medicare beneficiaries and caregivers.

Hobbies help

A significant part to a prolonged healthy retirement is engaging in fun activities weekly, if not daily. Georgia is known for its plush golf courses and great outdoors.

Put professional, public courses Sea Island Golf Club on St. Simons Island and Great Waters at Reynolds Plantation in Eatonton on your bucket list.

And hike southern summits like the Arabia Mountain in Lithonia and Springer Mountain in the Chattahoochee National Forest of Northern Georgia — the entry and exit point to the Appalachian Trail.

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