Bank holding company enters agreement with Fed

The holding company for a north Georgia bank was told it has to take steps to be a source of strength for the institution.

The written agreement between the Federal Reserve Bank of Atlanta and First Chatsworth Bankshares, Inc., said the holding company must take steps to ensure The First National Bank of Chatsworth complies with a January order from another regulator, and any other regulatory actions that may come up.

The holding company also cannot declare dividends or incur any debt without regulators' approval.

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