Buying the '12 days of Christmas' will cost you a pretty penny

If you buy your true love everything in the "12 Days of Christmas" song, it will cost you $39,094.93 The pear tree, in which the partridge sits, will cost $199.95. To buy seven swans a-swimming, you'll have to shell out $13, 125. The price for 12 drummers drumming went up 3.5 percent, to $3,038. But the five gold rings depreciated 9.1 percent, so they'll set you back only $750.

On the 13th day of Christmas, your true love will be happy to have saved money on five gold rings this year.

Some other items from the classic "12 Days of Christmas" carol, however, have gotten quite a bit pricier in 2018.

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The 35th annual PNC Chrismas Index lists the current price tag for all the items from the holiday song. According to this year's calculations, the total price for all 364 gifts is $450 more than last year.

The increase is less than the government's Consumer Price Index which increased 2.5 percent in the same year-over-year period, PNC said.

"While we have witnessed more market volatility this year, consumer confidence remains strong and wage growth is beginning to catch up with high employment," said Amanda Agati, co-chief investment strategist for the PNC Financial Services Group.

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Exactly how much would everything cost?

$39,094.93, according to the index.

Seven items from the famous song remained the same price as last year, PNC said. Those items include the pear tree ($199.95), two turtle doves ($375), three French hens ($181.50) and four calling birds ($599.96).

Others that were priced the same as last year include seven swans a-swimming ($13,125), eight maids a-milking ($58) and nine ladies dancing ($7,552.84).

These items have gotten more expensive

One partridge ($20.18) costs 18 cents more than last year. Six geese a-laying now costs $390 — 8.3 percent more than in 2017. Ten lords a-leaping will cost a whopping $10,000, which is up 3 percent.

Eleven pipers piping ($2,804.40) and 12 drummers drumming ($3,038.10) both increased 3.5 percent.

But not everything has gone up.

The five gold rings, which thanks to a decrease in demand and fluctuating gold prices in 2018, will cost $750, 9.1 percent less than the $825 it would have cost to buy last year.

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What about online shopping?

If you're like the millions of Americans who prefer to order it all online, you can expect to pay $41,165,95 for all the gifts, which is $2,071.02 more than it would cost to buy everything in-store, according to PNC.

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