“Catastrophe” is part of James Warren’s job description, so he knows what questions are ahead both for Atlantans who have suffered storm damage and for Hurricane Irma evacuees heading home.

The insurance adjuster has worked the aftermaths of at least 20 hurricanes, including Harvey, which damaged his home in Texas. Expect nails to be everywhere, he said.  So he always brings along an air compressor and a tire plug kit.

How To Apply For Disaster Aid

The number one question homeowners ask: "How soon can my insurance start paying me money?"

He's got answers. Check out more about what's ahead for those who have suffered bad storm damage, in my latest Unofficial Business column on MyAJC.com.

MYAJC.COM: REAL JOURNALISM. REAL LOCAL IMPACT.

AJC Unofficial Business columnist Matt Kempner offers you a unique look at the business scene in metro Atlanta and beyond. You'll find more on myAJC.com, including these columns:

Never miss a minute of what's happening in local business news. Subscribe to myAJC.com.

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This is an aerial rendering of the first phase of the Stitch in downtown Atlanta. It was unveiled Wednesday, Oct. 22, 2025, during the inaugural Downtown Day hosted by Central Atlanta Progress and the Atlanta Downtown Improvement District. (Courtesy of Atlanta Downtown Improvement District)

Credit: Courtesy of Atlanta Downtown Improvement District

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(Photo Illustration: Philip Robibero | Sources: Hyosub Shin for the AJC, Unsplash)

Credit: Philip Robibero / AJC