My Lender Sank My Credit Score by Misreporting a Payment As Late. How Can I Fix It?
Russ from Georgia asks: "My mortgage company reported a late payment in error, which caused my credit score to drop 47 points. The bank admitted to the error. How do I get those points back?"
Clark’s Take on How To Fix a Reporting Mistake That Has Hurt Your Credit
Clark says: "This is completely on the bank to fix it. … Unless you apply strong pressure, the banks don't do right by you on these kinds of errors and neither do the mortgage lenders."