07.01.21 A glaring problem with night driving & a safety tip / Online shopping: Who are you REALLY buying from?

Many headlights now, especially aftermarket brands, are blinding to oncoming drivers. This can make night driving perilous. Clark has a safety tip and welcomes yours. We need enforced standards for headlight intensity as a safety issue. / Think you're shopping at your favorite store online? Think again – Many major retail sites of all types are now offering their platform to third party merchants. You can select the host merchant only. Overwhelmingly the items on Amazon are from other sellers. This is true of Walmart, Target, and other retailers increasingly. Be clear WHO you're buying from and their rules. 
Ask Clark topics include: How To Start An Investment Club (And Other Alternatives) / American Association of Individual Investors / 22 Ways to Save Money on Gas / VA IRRRLstreamline refinance option – Navy Federal Mortgage Refinancing / How To Find and Choose a Financial Advisor / Vanguard Personal Advisor Services Review / Why Clark Howard Wants You to Set Up a 'Financial Chromebook' – For a Chromebook that's no longer supported, set up a new Gmail address and cease financials on that device. \
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