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| RICH ADDICKS/AJC STAFF |
| Georgia and J.C. Hobby of Coweta County didn't realize their loan papers included five insurance policies and membership in a car club offering emergency road service — $263 worth of add-ons to the $700 they borrowed to pay bills. Injuries from a car wreck had left J.C. Hobby unable to work, and Georgia Hobby's hours as a cashier had been cut. |
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