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How to stay safe on the Net

Although I am practically an international sophisticate now, I grew up in a small Arkansas town where the only con men were the guys selling cattle at the weekly animal auction.

So when I first moved to the city, I thought the fellow in the alley was being helpful when he offered to sell me a nice watch for $10. My wrist turned green shortly before the watch stopped forever.

The con men have moved to the Internet these days. For those of you who haven’t lived and breathed the Net, it’s very much like moving to the big city from the farm. Today, we’ll talk some about the most popular scams on the Internet. Maybe I can save you both money and embarrassment.

Phishing for suckers

It’s been around for a while, but phishing (pronouncing fishing for obvious reasons) is still the way most home users lose money and privacy.

For those few who haven’t heard of phishing, it goes like this. You get an official looking e-mail from your bank, or a business like eBay or Amazon.com. The mail offers various reasons for you to go to the company’s Web page and fill out a form that usually includes your e-mail address, password and sometimes banking information.

To make things easy, you are provided with a link - just click on it and you’re taken to the Web site. When you get there everything looks right. If you’re foolish you provide the information. Depending on the scam, that could results in crooks cleaning out your bank account, or making charges to your credit cards, or stealing your identity and using it to get a loan.

Protecting yourself is easy. Never follow the directions on any e-mail like that. In 99.9 percent of the cases, the e-mail are fake. If you worry that it isn’t, look up the telephone number for the business and call and ask if the mail was real.

It’s free

You see a Web site offering a free item or software program. All you need to do is provide some personal information.

According to a recent story about this sort of offer, people who fell for it did get the free item. But the information they furnished provided a great list for spammers.

The frustration here is that everything was legal. The Web site said that it would use the e-mail addresses for marketing. What it didn’t mention was that the list of names, mailing and e-mail addresses, and other information was posted openly on the Web for anyone to see.

That was one expensive “free” gift. Please look all gift horses in the mouth. Then run, don’t walk, away from them.

Another free offer

Some of the most messed up computers I’ve seen are those where the owners have downloaded programs that claim to making searching the Web easier.

Google and Yahoo do great jobs and both their search engines and add-ons can be trusted. But when you go very far beyond that you’re taking a big risk with spyware and adware.

My opinion: Stop searching beyond the big two.

Ordering from questionable online stores

If you need Viagra or prescription pain killer, get them from the doctor. If you don’t, you are taking a chance with your wallet and your life.

Some of these online firms aren’t selling the real thing. Taking these drugs can kill you. For another thing, giving your credit card information to folks who are dealing on the edge - or beyond the edge - of what is legal just doesn’t make sense.

That’s it for today. Unless you have time to take a look at a great Rolex watch I have for sale at $25.

Permalink | Comments (5) | Post your comment | Categories: Columns

Comments

By W Lockerman

September 16, 2007 3:32 PM | Link to this

In your computer tips column, you say to install the Backup program from your Windows XP Home Edition CD but most of these PCs come with Windows preloaded and there aren’t any CDs included to install additional software from. Where do these users get the Backup program?

By Bill

September 16, 2007 9:11 PM | Link to this

Hi, W Lockerman - you’re right backup is on the CD with XP Home and only installs by default with XP Pro. As far as I know, there is no option from Microsoft to download backup (I could be wrong, but think that’s true).

Not including the install CDs is a real pet peeve of mine. Most times - even with Windows is preloaded - the installation CD is included. I know it is with Dell and Gateway machines, for instance.

But the only option I know - for those who did not receive a Windows install PC - is to (1) contact the folks who sold the machine and ask for one (I know, I know, good luck … right) or (2) to use a commercial backup program.

The only solace here is that the backup program with XP isn’t all that great anyway. I think the backup program that comes with Vista Home is outstanding.

By SlimJim

September 17, 2007 1:02 PM | Link to this

When using wireless networks in motels, they always have the warning this is an unsecured connection. I would like to do banking and pay bills but I’m a little concerned of who may be watching. Is there really any danger of losing data on these sites? Some also have wired connections. Would these be safer?

By Bill

September 17, 2007 1:51 PM | Link to this

Wired connections are enormously safer. Besides the relative ease of seeing traffic that is moving over the sort of wireless system used at most hot spots in motels, hotels and coffee shop, there’s a second danger. It’s easy to spoof the legitimate router. Crooks sometimes set up a second router, make it look like the legitimate one, and capture all the information that comes over it.

By Bill B

September 28, 2007 8:19 PM | Link to this

Your recent article mentioned how to safely exit from an unwanted Popup. You warned not to X out or CANCEL, but I can’te recall what to do. It was a CONTROL key function I think. Can you clarify? I really enjoy your weekly advice.

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