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AJC.com > Living > Blog > Archives > 2009 > January > 22 > Entry

Relationship crushed by bad credit?

My coworker recently shared with me the tale of her friend Debbie, a 39-year-old woman who just became engaged to her boyfriend of more than a year. They began discussing marriage early on in the relationship, especially as Debbie knew that if she wanted to have a child, nuptials would be needed in short order.

But before she decided to wed him, Debbie asked Dan, 48, to bare all in one very important department: finances. Taking a cue from money guru Suze Orman, the two laid out all of their financial statements: banking, mortgage loans, credit reports, etc. The good news? Debbie’s accounts were in tip-top shape. The bad? Dan’s were not.

High credit card balances. Poor credit. Exactly the type of situation Debbie feared. Luckily for Dan, she didn’t run away, but she explained to him she wouldn’t think about marriage until he was on a strict budget and proved he could follow it. They even consulted a financial planner for advice.

Judging by their pending marriage, it seems to have worked, at least to her satisfaction. (Still, I’m not sure I could get past someone letting their credit run ragged.)

Would you follow this strategy in your relationships? Roland and I plan to, though the million dollar questions remains: what do you do if you don’t like what you see? Would you bail on a beau if his credit was bad? Or wait until he proves himself in this particular financial field? (The question applies to both genders, of course.)

Permalink | Comments (245) | Post your comment | Categories: Money

Comments

By AmazonRed

January 22, 2009 9:31 AM | Link to this

Morning All. Happy Thursday!

I would definitely need to know the reasons for poor credit if he has it. Most folks I know who do have it say they racked up the debt on credit cards during college and are still living with the ill effects.

I would want to set up a plan to take care of everything. I’d want us to have both our names on things like the mortgage.

My sister got married over the summer and has some of the worst credit ever. She is in default for all of her student loans and until recently couldn’t even get a bank account. I had forgotten to ask if she and her husband had discussed this before marrying. Right now he is completely supporting her while he does contract work overseas.

By AmazonRed

January 22, 2009 9:33 AM | Link to this

I’m first? LOL. Where is everyone?

By Raqi

January 22, 2009 9:49 AM | Link to this

Bad credit like bad teeth is something that can be fixed or cleaned up. Unlike bad teeth credit just takes little longer to fix. However as with bad teeth it takes a lifetime commitment to maintain the fix after the fact.

I had my days with less desirable credit. It was due to a combination of many things. Immaturity being the first, under achieving coupled with over spending, and then just having a huge amount of responsibilities that comes along with the consequences of choices that I made in life.

The first step to fixing the problem was growing up and realizing that there was in fact a problem. Second step was doing what it took to bring more and sacrificing to spend less. And third, well certain responsibilities will be until they outgrow themselves however I learned to put priorities in there rightful place. However the greatest step towards a better credit portfolio was committing to doing it and maintaining. Yeah I still do occasionally make impulse buys and then get home after a few days and come to my senses and take it back. Not always but some times. I am an emotionally shopper but I am getting a lot better.

As with any thing it’s about the proper lifestyle change and dedication.

At this stage in my life the only way I would not continue or end a relationship as far as credit is concerned is if the person it not willing to make the necessary adjustments. Other than that, we would be good.

By Leggs

January 22, 2009 9:51 AM | Link to this

Good morning everyone. I wouldn’t necessarily bail, but would need to know how and why the neglect occurred. I would need to know that given a budget plan, he would be able to stick to it and, more importantly, would be willing to repair his bad credit. Believe it or not, some just don’t care!

By Foots

January 22, 2009 9:56 AM | Link to this

posting over here now that the blog is working…

Regarding credit scoring, he knows my score and I know his. About two months in, we had an informal conversation about our bills, assets, credit scores, debts, and what the plans are to pay off debt. We’re both on a path to meet our goals.

His score is not nearly as high as mine, but I can understand that because of his situation. He was laid off a few years ago, and certain payments were not made. It can happen to anyone, and I’m sure it’s happening to many people today. It doesn’t take but a few missed payments to tear up your credit and it can take years to fully restore it. But he was paying off his debt (about 90% of it student loans) and was enrolled in a credit watch service so that he can track his score before I met him. Even then, we shared with him some strategies for making more headway, he’s implemented those and it’s working for him.

So, whereas I would have been very black and white about a poor credit score in the past, now I can take into account why the credit score is poor and what is being done to resolve it. That’s the most important part to me: whether a person has a plan to get from where they are to where they want to be financially.

By Leggs

January 22, 2009 9:56 AM | Link to this

Good morning everyone. I wouldn’t necessarily bail, but would need to know how and why the neglect occurred. I would need to know that given a budget plan, he would be able to stick to it and, more importantly, would be willing to repair his bad credit. Believe it or not, some just don’t care!

By AmazonRed

January 22, 2009 10:02 AM | Link to this

He was laid off a few years ago, and certain payments were not made. It can happen to anyone, and I’m sure it’s happening to many people today.

Foots, I could most certainly understand that! Glad he got thru it.

By Dan

January 22, 2009 10:06 AM | Link to this

@Foots

Two months in and y’all giving out credit scores?

Wow.

What’s his blood type? And does he know yours?

By Kym-Proud Member of the Steeler Nation

January 22, 2009 10:07 AM | Link to this

Good Morning All,

My auntie always said..any day all of us are one paycheck short of being homeless…life is what happens while you are making other plans. So no I am not about to dump some guy because his credit score is low. Hell, like Raqi said I know what it is like to rebuild credit and the reasons are numerous. I am not sure what this new trend is of discussing your personal finances with someone after 3 months..maybe it is just me(I don’t trust easy..) but err I am not telling you a damn thang about my credit score or stats after only 3months. Hell after 3months I am not sure I like your brand of toothpaste much less what credit cards you have. But that is just me. Do you.

By Angie

January 22, 2009 10:07 AM | Link to this

i slept like a baby, but woke up with a headache. what gives?

i agree this morning with the above. good posts.

By DreamsMaterialize

January 22, 2009 10:10 AM | Link to this

Hey Ared I tried post earlier buy it wasn’t working. Guess you got the golden touch. ;-) I agree with you that it depends on the reason, especially in these economic times. If someone was out of work for 6 months, they’ve probably depleted savings and maxed credit cards. Most people don’t have more than 3 months of income saved. Now, if you’re just not responsible, then that’s another thing.

By DasV

January 22, 2009 10:14 AM | Link to this

Dan oh. thats what you meant by vantage point. ok. lemme elaborate: currently i am not dating at all… not to just be dating nor to marry.

ive been married… it worked for me…. it unfortunately didnt work for him. i tole someone yesterday who asked ‘what makes me an excellent wife is the fact that i know how to continue to be a great friend even after ‘i do’.

but even with being a great friend and cool chick to hang out wit forever, there isnt for me the temptation to want to do that ever again.

for me, men are so cruelly disappointing and my belief that a single “good” man exists has been i believe insurmountably crushed by time and more heavily by ‘the truth’.

on topic when it comes to marrying… full disclosure is the only way to go.

foots if you havent already…. youve got mail

By AmazonRed

January 22, 2009 10:20 AM | Link to this

LOL. Some folks would expect you to be a freak nasty in the bedroom, willing to do whatever for your mate after a couple of months.

But discussing finances and credit after a few months is too personal. LOL. Gotta love it.

By Experian, Equifax, TRW

January 22, 2009 10:22 AM | Link to this

Kym’s 10:07 here here!

nuff said

By Angie

January 22, 2009 10:23 AM | Link to this

But discussing finances and credit after a few months is too personal. LOL. Gotta love it.

lol. here, here!

By kimmie

January 22, 2009 10:23 AM | Link to this

Morning Blog Fam!

I have a FABULOUS birthday weekend! I’ll tell yall about it later though.

On Topic - I am kinda gun-shy about taking on a dude with poor credit because of a bad experience I had in the past. Soon after I started dating a particular guy about 10 years ago, he lost his job with the city. He had graduated from law school but had not passed the bar. He defaulted on his student loans and credit cards. He moved back w/parents temporarily until he got another job - in DC. It was a contract position that paid very well, but he was not making near what he could make without passing the bar. Come to find out he could not even take the bar because he had jacked his credit up way before he lost that prior job! He even lost his checking account! Like I said the contract job paid well - 2 weeks after taxes he took home $3500, sometimes more. He shared a rented house with a buddy and his share of rent was only $500 a month & his car was paid for. He was pulling these big checks so Chase agreed to give him a checking account. I was very good friends with a dude who worked for the GA Student Loan Authority that was going to work with him and get his student loans at least classified as current & taken out of default status. All he had to do is call the guy. After about 4 months, here I am thinking dude is getting it together and paying down his debt and straightening out his credit so he can take the bar. On one of my visits to see him, he was overdrawn on his account so he could not get any money out of the ATM! He had come home 3 weeks prior and we had to leave a dinner with some of his friends because he claimed he had left his wallet home and I only had money to cover drinks & appetizers. He was spending all his money on video games and clothes! He never called the student loan contact I gave him and he lost his checking account again. I tried to be as supportive as I could but when he lost that account I went off on him! A 30 year old man!! He would go on these weekend trips, like skiiing & to the Super Bowl with friends. His mama would send him money or let him use her credit card, so she was perpetuating the problem. His irresponsibility created horrible tension between us and it was a relief we broke up. Fast forward to now - last I heard he had still not passed the bar & was still renting but he married a woman willing to finance him and they have a daughter.

It was a horrible experience and I never want to go through that again. My credit is not perfect, but I live within my means. The man didn’t even care enough about his future career and earning potential to get it together!

Unless a guy has a very valid reason, like medical bills, divorce, long layoff period - but can show he lives a responsible lifestyle - I run for the hills.

By Angie

January 22, 2009 10:29 AM | Link to this

EET now that’s funny!

By Kym-Proud Member of the Steeler Nation

January 22, 2009 10:31 AM | Link to this

I said nothing about being a damn freak..frankly if you are freak and sexually free then hell you are going to be freaky in bed from the jump..Put your best stuff..forward as they say But you meet someone and all of a sudden start asking for age, rank, ss# and credit score..ohh not here. Again I don’t trust well…so err when it comes to me that is on a need to know basis..I will tell you when I think you need to know.

By Raqi

January 22, 2009 10:33 AM | Link to this

I agree with all who are saying know the facts behind the issue. Credit rise and fall is just a way of life. Now if you are just trifling, uncaring and irresponsible that’s a whole other ball game.

My thing while dating was you can somewhat gauge a person sense of responsibility (financially and emotionally) thru the little things that they do that can easily go unnoticed. If there is a constant need for you or somebody to loan or give them money, there is a problem. At one time or the other we all need to borrow $20 until I see you again on tomorrow or in a day or two. But every single week you are borrowing from Peter to pay Paul. You should be straight in the pocket sometimes.

It’s funny that I am talking about borrowing money because I have zero cents to my name as this very moment. Well, wait I haaaave…..73 cents in my desk drawer. I was leaving the house this morning and my son stopped me and said that he needed money. I reached in my purse and handed I $17 not thinking or realizing that was all I had. I believe in always having some money on your person. I usually keep and emergency $20-30 tucked away in my wallet but I used that I failed to replace it. So today I am broke. Can somebody loan my five bucks to get some lunch??? LOL

Oh never mind I’ll use a credit card.

Speaking of frivolous charges on the credit card, my husband detests that. When he is looking over the credit card bills and he sees a charge for like $3.28 at Quik Trip he has a fit. He believes and is correct that those are the type of charges that usually gets in a jam. That’s what carrying petty cash is for. I don’t make it a habit but sometimes it’s necessary.

And yet speaking of buying things…I’ll be right back.

By kimmie

January 22, 2009 10:33 AM | Link to this

I meant had a fabulous birthday weekend!

Sorry for the long post, but figure it might help someone!

By Leggs

January 22, 2009 10:34 AM | Link to this

LOL. Some folks would expect you to be a freak nasty in the bedroom, willing to do whatever for your mate after a couple of months.

But discussing finances and credit after a few months is too personal. LOL. Gotta love it. Now, that’s funny!

DasV, your 10:14 pinched a nerve in me. I totally understand!

Kimmie, that goes back to my previous post that some ppl really don’t care that they have bad credit. That entire post was about an immature mama’s boy! Glad you got out of that mess!

By Leggs

January 22, 2009 10:36 AM | Link to this

LOL. Some folks would expect you to be a freak nasty in the bedroom, willing to do whatever for your mate after a couple of months.

But discussing finances and credit after a few months is too personal. LOL. Gotta love it. Now, that’s funny!

DasV, your 10:14 pinched a nerve in me. I totally understand!

Kimmie, that goes back to my previous post that some ppl really don’t care that they have bad credit. That entire post was about an immature mama’s boy! Glad you got out of that mess!

By DasV

January 22, 2009 10:37 AM | Link to this

Dreams (continuation of yesterdays blog topic) i am still enjoying the company of a man that i absolutely adore. there is no growth potential and i faced the dilemma of verbalizing what we both know/understand……. btw i opted to leave it alone. my thinking was: why state the obvious? reptition is only good in life-threating situations (ie.. put the gun down)

there still arent any good men….. save that one. that makes him an anomoly, exceptional…. it doesnt change anything i had to say about you pitiful men yesterday.

By J-T

January 22, 2009 10:37 AM | Link to this

Angie,aka EET??!

By Burned

January 22, 2009 10:41 AM | Link to this

I wouldn’t consider getting married again until a financial plan/goal was in place, and a budget hashed out. And yes, credit reports would be part of that. Would I bail if his were bad? Probably not if there were extenuating circumstances. But I’d insist on a game plan to fix it before I said “I do”. It took me years to fix the mess from my first marriage, and I’m not going thru that again. My mama didn’t raise no fool!

By Foots

January 22, 2009 10:41 AM | Link to this

Dan Two months in and y’all giving out credit scores?

Of course. Knowing about someone’s financial habits is a part of getting to know that person. Some of it you can see, some of it you can’t. He happened to be over one day while I was paying bills and we talked about how I budget. That led to other conversations about money and how we think about it.

It may seem weird to you, but I consider it a part of getting to know someone. As a finance professional, it’s important to me. Some folks may care more about somebody’s head game, I care more about where their head is financially, among other things. With the economy the way it is now, trust me, it’s important to be able to discuss money.

And no, I can’t remember his blood type, but that came up once in conversation too.

Amazon LOL. Some folks would expect you to be a freak nasty in the bedroom, willing to do whatever for your mate after a couple of months. But discussing finances and credit after a few months is too personal. LOL. Gotta love it.

I love it too!!

By Angie

January 22, 2009 10:44 AM | Link to this

JT nope. i don’t need to hide. we’re on a blog, duh!

By AmazonRed

January 22, 2009 10:46 AM | Link to this

I said nothing about being a damn freak..

Um…who said you did?

By Raqi

January 22, 2009 10:52 AM | Link to this

Kym I totally get what you are saying. My finances are not my dates business when are have yet to become a couple. And even then if we aren’t talking the intermingling of bank accounts and living quarters it remains none of your business.

Now on spending habits…how come this man gave me the blues on what I wanted to spend on a really nice leather oversized chair that we were buying but he now wants to spend $$$ on a chair for him to seat at his desk at home. Yeah it’s a nice chair. Very modern, comfortable and of the new age technology but it a freaking desk chair. He was very convincing in stating why we needs or more so wants this particular chair. He needs to be a salesperson for the manufacturer. LOL

But this goes back to yesterday when I stated justifying something based on your own desires or doings. However being familiar with his spending habits I know that he has given this a lot of consideration and if he was not in the position to pay for it he would just admire it from a far until he can get it.

Why don’t he feel the same way about stuff that I want instead of just saying “that’s too much”, “we don’t need it”???

By Kym-Proud Member of the Steeler Nation

January 22, 2009 10:52 AM | Link to this

Amazon I am going to let you and and Looney play today..so save that shyt for her. I stand by what I said.

By Stormy

January 22, 2009 10:59 AM | Link to this

Good Morning All

I agree with most of the posts….bad credit can be just a temporary situation if handled correctly. Now if it becomes a permanent/chronic or a recurring problem, we gonna have some issues.

I was talking to my friend Julynn, she is getting in March….and part of their pre-martial counseling was to exchange credit reports, HIV status reports and family counseling, a meeting with both sides of the family….so that immediate family members can voice their approval or disapproval of the union.

I guess my point is unless marriage is coming down the pipe…no need to be up and all through my business like that….and I really don’t want to know yours, long as you ain’t asking me $$$$$.

By Foots

January 22, 2009 10:59 AM | Link to this

I’ve always had those types of discussions with someone I thought had potential with me, but I’ve heard horror stories and that just made it imperative to know where somebody’s head was regarding their finances before I get too attached. With my personality, a relationship with a person with a “I live for today only” mentality wouldn’t last too long. Neither would one with someone who was willing and ready to drag down my financial future, after I worked hard to build it up.

One of my old co-workers married a woman and he knew nothing of her financial history. He found out about her bad credit when they tried to get a home loan. He could get the loan by himself, but not with her on it. He said that he never asked her about anything finance related before.

I guess I’m of the mindset that when choosing a partner, you select someone who will add to and complement you in many ways, not subtract from you. And because we can’t live off of love, finances are a big part of that. It’s no surprise that couples fight about money most of the time. Why not see if you’re compatible and have like mindsets in that area also, while searching for compatibility in the usual area?

By AmazonRed

January 22, 2009 11:00 AM | Link to this

  • I stand by what I said.*

Kym, good for you. I hope you continue to do that. You are not the only person on this blog who expressed disbelief at having the financial talk so soon, so I wasn’t even talking to you, but to those who did in general. And the “some” in my post hardly meant it was directed at you.

By DreamsMaterialize

January 22, 2009 11:01 AM | Link to this

Oh DasV cut that out. Maybe your guy is an anomaly in your world, which can hardly be considered representative. Of course good is relative anyway since what’s good for you may be horrible for someone else. So, maybe there’s only one good one for you. I think the cold is getting to you, so I got you ticket to the Cayman Islands. When you come back, have a better attitude. lol

By Kym-Proud Member of the Steeler Nation

January 22, 2009 11:03 AM | Link to this

Raqi one word for all that with you and Mason..selfish.

I have learn two things out of all of my experiences..one change the way I approach money. Money is a tool..nothing more..hell Truth has me so shook I am convince we are all going to a one world currency pretty soon..but I digress. I had a lady tell me one time..why are are you letting some meaningless piece of paper control you..it is a tool you use it properly and you control it. And two I learn to stop fighting with money and make responsible choices..do I slip up..hell yeah. I impulse buy, buy crap I don’t need. But when it comes to big purchases I research until I know as much as I can. I seperate my needs from my wants. I need electricity..I want a new ipod touch. bills first. We have family reunions coming up I plan out spending for the trips and set deadlines. If I can’t afford it..I don’t do it.

By Foots

January 22, 2009 11:04 AM | Link to this

Raqi My finances are not my dates business when are have yet to become a couple.

Just meeting someone? No. After a few dates? No. Someone I’m in a relationship with that I feel will be long-term? Yes. But I understand that not everyone feels that way and everyone has their own timetable for when they feel comfortable discussing finances.

By MELO

January 22, 2009 11:05 AM | Link to this

I think i wld agree with Kym on this one.The first important thing for me is to develop a relationship with smebody and see where that leads us. Talking about credit and such is smething that comes up way later,after we have vibed enough that we start discussing about long term plans.By then,you already know how responsible or irresponsible a person is.Any credit discussion initiated 6 months or prior,depending on the circumstances,may not even sound right. All the immovable properties i own(3), I bought them when my credit was bad and hers was good.That includes my 2 cars as well.But its because i had student loans(still do) and was outa of a good paying job for about 2 years whilst she was better off,credit speaking.So knowing smebody’s credit scores etc wld not be on top of my list coz clearly,you can get a sense of where a person’s head is by talking to and knowing them as Raqi says on her 10.33.Queen kinda had that unreal attitude about credit when hers was good coz she wasnt in my shoes(no student loans,no layoffs etc) untill her mortgage bizz went belly-up.Now she kinda understands that there is more to(than) one sunny side to lyfe.I kinda see or sense that in some of these postings! Its kinda superficial,to me,to talk about credit early on,unless u have really come to know the person and are talking about real substantive stuff. At 6 months,its still about ur looks,hw sweet ur pudsy feels to me,ur sweet lips and just plain sweet nothings tween u and me..etc,nothing really major to warrant credit talk.

By Leggs

January 22, 2009 11:05 AM | Link to this

Stormy, your friend is getting WHAT in March (LOL). I know, I know married…

By Foots

January 22, 2009 11:07 AM | Link to this

DasV Got it!! And thanks!

By Leggs

January 22, 2009 11:10 AM | Link to this

Stormy, your friend is getting WHAT in March (LOL). I know, I know married…

By Raqi

January 22, 2009 11:12 AM | Link to this

Let me make my points clear because…well I’ll save the because…but as I was saying I don’t have an 800 credit score, I don’t even have 750 but I don’t have horrible credit either. I have a 7 something but it ain’t 750. I pay my bills. I have paid my bills. And I don’t have any long term lingering debt out there…any more. It took some time and hard work to get to the place I am now. Life happens. We live, we learn. My life as it stands is grand. To me.

By Raqi

January 22, 2009 11:18 AM | Link to this

Kym Selfish??? I wouldn’t say that.

But I do agree that if you want to avoid getting in over your head you have to think first and buy later or not at all.

And as far as money being a tool and not letting it control you, my motto is live within your means.

By Blow Me

January 22, 2009 11:19 AM | Link to this

Good Morning All

Ummm that would have to be a no no..It depends…how bad are we talking….score wise? And what is he doing to repair it? The when’s, where and how’s are need. It depends on how and where his score got destroyed.. Things do happen especially in this economy I mean he could have very well lost his job. But if he was trying to by a $300,000 has a adjustable rate mortgage on a $40,000 salary…Flags would be raised…lol. That’s lets me know you are not responsible or reasonable with your money. That alerts me to character deficiency…and a big one on that. I need to know what kind of bad credit character you are…..Is it you are just living out of you means Mikie? Bad with money Bobby? Are you a bankrupty Barry? Are you keeping up the jones Johnny? Are you unreliable Ricky? Which croonie are you that would help me better determine on where this relationship could go?

But what most important to me is that you are taking proper steps to fix it and you are much wiser and smarter with your money. You can definitely tell how someone is with their money before during dating. Credit cards do not excite me….at all. Cash is more sexy…Credit should be reserved for houses, cars, student loans and investment of business purposes. Not for leisure and drinks on the night out. No store credit cards those are traps…Use your cash…Cash is King and will always be!

So would I call it quits..hell no! If I truly fell in love with him of course not. To me it really depends on how SNOWED in are talking and what area are delinquencies on in on your credit report? But he definitely needs to understand that he has a problem and is taking steps to come to grips with it. I guess it’s easy to say since I am at my late 20’s… where ppl are just now getting over the credit card highs and students loans and over the 7 years hump. Ppl are then becoming more mature and understand credit a bit better. But fast forward this 10 yrs…I would definitely have a problem with it then.

If you are damn near 40 and you have a 500 beacon and always having high azz interest rates can’t get a loan. That says to me BUYER beware!! A FOOL WITH MONEY! and on second thoughts hell that does have something to do with character. It shows me you are not willing to sacrifice to get nice things …which I would have a problem with. Again I would have to review what category you fall in.

I do understand this economy and ppl are taking HARD hits…those hits will be excused…such as being laid off, divorce and death. But strict rules should apply if you are falling behind on your mortgage TOO much house for you salary..should not be excused and get your credit altered ONLY just to fall back to bankruptcy WILL NOT BE EXCUSED!! LOL!

Also MULTIPLE BANKRUPTICES….Oh yeah I will be looking for that…That tells me 2 things: Trying to take the easy way out and horrible with money. off topic: So WHY does this dude I know has a fuggin prepaid CELL.. Like who does that in 2009..My 70 grandma has a cell that she constantly uses…30 year man should have a phone plan…even a metro would suffice..at the very least. lol

By Dan

January 22, 2009 11:20 AM | Link to this

@Foots

I’m not saying don’t have the discussion, but that’s a discussion well after “I love you” and talk of a future and all that. That’s when you pull out the bills, credit scores, etc. But that’s just me.

@DasV

You’ve disproved your own theory. How can there be no good men, except one? And if it’s too personal feel free to not answer but if he was qaulity enough for you to consider him “good”, why not go further? Was it his breath, did he stutter, flatulence, what?

To the point that a physical expression of an emotional state releases itself during a passionate session, yes, I am all for it. Similiarly, I am opposed to discussions of personal financal standing until a relationship is at a point that it matters.

The former is about sexual performance, the latter life choices and/or circumstances beyong one’s control and the accumulation of a negative “credit history”.

What I find funny is that a woman can justify containing physical desires for fear of object label, yet freely discuss financial standing or lack thereof.

By Raqi

January 22, 2009 11:25 AM | Link to this

melo I agree. Sometimes it takes getting your feet wet to know how it really is. And you know it easy for some to say this, that and the other, when they have never owned anything or had any credit. No credit at all can be just as bad as not so good credit.

Creditors like to see where you have actually bought or owned something and make timely payments. If you have never done so other than pay rent to a landlord or to Aaron Rents, you have a very weak credit stance.

That’s why I told my oldest son get a credit card and if nothing else make the minimum payments. I am trying to help him understand how to establish credit and then have good credit.

By Leggs

January 22, 2009 11:29 AM | Link to this

Dan, did you not see where she said SHE doesn’t want to go down that route???

By AmazonRed

January 22, 2009 11:31 AM | Link to this

That’s why I told my oldest son get a credit card and if nothing else make the minimum payments. I am trying to help him understand how to establish credit and then have good credit.

Raqi, that’s great if he does use it responsibly.

I applied for two credit cards when I was in college. One freshman year, and one in senior year. A lot of kids got themselves in trouble doing that, but I always made at least the minimum.

To this day, those are the only two cards I have. And now that I have over a decade long history of on time payments with those two companies, it’s helped having them more than hurt.

By Angie

January 22, 2009 11:31 AM | Link to this

chubby aka kym you mad cause you’re overweight and unattractive. girl get a grip!

and i got your looney right here trick!

you were wrong on all points in your post last week. name droppin’? when did this happen? i never dated anyone on this blog and my ex works at san quentin as a lieutenant. i moved back home because this is where i should be. everyone knew that the time i spent in GA was on a trial bases. yea, that post surprised me too. BUT WHAT REALLY SHOCKED ME TO SHIIT THE MOST IS HOW NONE OF YOU CORRECTED HER! YOU KNEW CHUBS WAS SPITTIN’ OUT INCORRECT INFO. shame on you!

By Leggs

January 22, 2009 11:35 AM | Link to this

Dan, did you not see where she said SHE doesn’t want to go down that route???

By Stormy

January 22, 2009 11:35 AM | Link to this

Leggs

Thanks Gurl….I’m multi-tasking like a mugg today.

By AmazonRed

January 22, 2009 11:39 AM | Link to this

BUT WHAT REALLY SHOCKED ME TO SHIIT THE MOST IS HOW NONE OF YOU CORRECTED HER!

LOL Is this coming from the same Angie that started a rumor that Blanca was living with her man instead of just asking her directly? This is Blanca’s blog, she probably would have answered you if you simply asked. You’d rather deal in drama and mess.

She called you a looney and you respond with a looney post. Nice.

And why would we correct her? No one is following your posts that hard. Correct her yourself. It wouldn’t have suprised me if your ex was in San Quention by the stories you posted. At the end of the day, her sentiments were pretty much correct for the people who responded. shrugs You’re a big girl (supposedly) do your own dirty work.

By Raqi

January 22, 2009 11:40 AM | Link to this

Amazon my credit problems started with those early years credit cards also. That’s why I know what to tell him. Those low balance credit cards are the easiest ways to establish credit, it’s just what you do with them from there.

At his age and financial situation he is in no position to go out and buy a new car or house so the credit card it is. I hope he does better than I did and lot of others that went wrong.

By Raqi

January 22, 2009 11:42 AM | Link to this

If you lack maturity…it shows.

By The Truth

January 22, 2009 11:44 AM | Link to this

A solution to this problem is dont get married and you dont have to have that talk.

My credit score has taken a hit and this is after having 785 scores for as long as I can remember. For a brief second I paniced then realized you only need credit when you dont have the money. Being as I’ve never used alot of credit cards or had useless debt anyway, hence the high scores, I realized all is not lost. My new plan is to head overseas for a few years where I can bank 75k+ and come back and buy whatever I need. Btw, my shipping date is March 3. Unless Obama terminates this project I’m outta here. LOL

Whats really amazing is Blanca’s friend putting this dude through the ringer so SHE can get married and have a child. WOW, and you all call me selfish. She’s at T minus 6 seconds for childbirth and now she needs to get someone through the finance dept to fund this project of hers. Hell, if her credit is so good get a friggin donor and finance the whole thing yourself.

Raqi I went and reread yesterday’s post and you mentioned that if Mase hurt you you’d go deep in his pockets. Was that a joke? Be advised that if it wasn’t a joke I’m about to call you so many low lifed names I may get banned from AJC for life. I await your reply.

This is why the game is so fugged up. Chicks come in looking for cash donors while potraying themselves as being in love. Most cats soon learn that while love may be free the shyt that goes with it definitely has a pricetag on it. At least with me you know I want some booty upfront. These broads are to cowardly to say what it is they want upfront, someone to finance their fantasies.

Das come over here and give me a big open mouthed kiss and let me rub that booty. You sound like you need some man sized affection.

Kym we are going to a one currency world. Hell, europe already has and the amero is on the horizon for us.

Melo has your book come in yet?

By Raqi

January 22, 2009 11:46 AM | Link to this

Okay I usually just pass on by but I will stop for a minute…Nah Imma keep right on going.

By Foots

January 22, 2009 11:46 AM | Link to this

Dan I’m not saying don’t have the discussion, but that’s a discussion well after “I love you” and talk of a future and all that. That’s when you pull out the bills, credit scores, etc. But that’s just me.

Yeah, everyone has their own ideas about that. Just like some men say they need to know how the sex is before considering falling in love and having a relationship, I need to know how the mindset works before really getting attached to the relationship.

The man who is one of my best friends now, about 9 years ago when we met, he was horrible with money. It was one of the reasons why we stayed friends and I didn’t consider taking it to the next level. I had a low tolerance for folks who spent their whole paychecks on the new Jordans and A/V equipment. Our philosophies were totally opposite, he was too cavalier about it and it wouldn’t have worked for me. It took him having a couple of children before he realized that he DID have a future beyond today, and he credits them with totally changing the way he thought about his finances. He’s much better now.

I do believe in making decisions about a partner with both your head and your heart. Could I fall in love emotionally with someone who spends every cent that hits his hand and every other cent that hasn’t hit yet? Yep. But would it be smart, knowing how I am? No. Especially considering my finance background and that I’m studying to be a Financial Planner. LOL! So everyone has to do what feels right for them. Financial mindset compatibility is right up there for me with mental, emotional, and physical compatibility when deciding if I see a future there.

By DreamsMaterialize

January 22, 2009 11:47 AM | Link to this

Raqi I tend to differ on the philosophy of credit. I know our society is run off of debt, but I don’t encourage anyone to “establish credit”. It’s a joke. With the exception of a home (usually), you’re paying enormous interest on depreciating assets. So, all you’re doing is paying multiple times the value of something, just to prove you’re worthy to pay multiple times the value of something else. That’s not financially wise. If you can afford it, then buy it, otherwise save until you can.

By DasV

January 22, 2009 11:48 AM | Link to this

Stormy there is no such thing as ‘part-time’ pregnant, ‘little bit’ pregnant or ‘maybe’ pregnant. (ask Raqi) and that goes for part-time good credit, a little bit good credit and maybe him got good credit.

Dreams i wish i could cut it out. how many men would you have me meet before i call the game??

LOL@ you sending me to the Cayman Islands…. i was just thinking that it was the cold…. i was feeling low, mighty low….. so i took a road trip this weekend to florida and sitting in the 80 degree sun in a lovely park filled with the sounds of child wonder and delight…. it dawned on me that i am not a perpetual optimist… i am a realist. and i am more importantly unafraid to acknowledge the sad fact that you men aint been ‘good’ (i dont care what definition you use…… i mean, yall cant even crook well {see snipes, oj, vick, ti… thats the gamut of men right there}) in a looonng while. the black man how i define him barely lives in hollywood….. i was so effected at my applauding will smith in seven pounds….. though the absolutely amoral thing to do, i applauded bec that nikka made up his mind to do a thing and nothing kept him from his promise to self.

i do believe you all have lost what that is: to make a promise to self… to follow a self-prescribed code. and you know not to get me started on a nikka having a plan :)

By Kym-Proud Member of the Steeler Nation

January 22, 2009 11:48 AM | Link to this

Angie See the first line of last weeks post..closing the window and or door on crazy.

DasV Wait did I miss something you said all men are no good or something? What happen?

Raqi My aunt said you only really need one credit card and I was listening to Clark Howard..he mentioned about secure credit cards in establishing credit. College students get hit hard with the credit cards offers..I should know that is what got me. But I am only dealing in cash..if I don’t have it I am not buying it.

By Dan

January 22, 2009 11:50 AM | Link to this

@Raqi, etc

Early in adult life (18-ish) credit problems are quite common, in fact, most card companies count on it.

The reason is that credit (and most financial matters)is not discussed as a matter of course in most households. Thus, a child graduates from high school without the basic understanding of pay as (or before) you go [buy something].

It is a construct of Republican-ism that preaches individual responsibility (but publicly shared loss) concerning credit.

As our financial troubles exist, one of the root causes is the lack of understanding of basic financial principles on a global scale.

I am currently working on proposals for credit and finances to be taught to seniors in high school prior to graduation.

So, having bad credit is a mix of outside factors, irresponsibility and a lack of knowledge. None absolve the individual, but can be considered mitigating factors.

By Stormy

January 22, 2009 11:51 AM | Link to this

Truth

My husband was talking to me about the Amero this weekend. He says that it may go into effect as early as 2010 under Obama. The points and financial data he showed me….makes me think that it is a great possiblity.

I also heard Warren Ballentine talking about it a few months/weeks ago.

What’s your take on it?

By Blow Me

January 22, 2009 11:52 AM | Link to this

Truth You wait on someone to drop the damn ball!!

Be advised that if it wasn’t a joke I’m about to call you so many low lifed names I may get banned from AJC for life

smh!

By Angie

January 22, 2009 11:55 AM | Link to this

no rumors here! blanca replied just as i thought … jokingly. and you should have read it the same way also.

By gagirl

January 22, 2009 11:55 AM | Link to this

Some of you are a real trip. There’s a lot I can learn about someone without sleeping with him. I was once engaged to a complete idiot who hid a lot of his financial crap from me. When he refinanced his house (that I was living in at the time)that’s when I found out just how much debt he was truly in. I think he’s still in the same house; most likely because he can’t get approved for another one. Anyway, I backed off immediately from any and all wedding plans. Not only was he swamped in debt but he also showed no desire to change. I was raised in a family that respected money and there was no way I was signing myself up for a lifetime of misery. Money is the #1 reason for divorce so I made a concerted effort to not go into a marriage w/ that being a problem. Most folks would’ve turned the other cheek. I saw the red flag and got a clue. Needless to say the wedding never took place and I could not be any happier. The fool is now married to a chick dumb enough to put up with being broke. I’ve been in debt (the lovely college card) and will never go back. I learned my lesson and am now debt-free with good credit and proud of it.

By AmazonRed

January 22, 2009 11:56 AM | Link to this

I also heard Warren Ballentine talking about it a few months/weeks ago.

Stormy, that is where I first heard about it too. The total collapse of the US Dollar, scary stuff.

I’m taking that vacation to Paris. I had been holding off because of the weak dollar, but I went ahead and booked it. Life is for the living, I’m going to enjoy this while we head to he.ll in that handbasket! LOL

By Foots

January 22, 2009 11:57 AM | Link to this

Raqi I am trying to help him understand how to establish credit and then have good credit.

I was just telling my tutor student last night that I wish that more high schools would offer a class on financial knowledge and responsiblity, so that kids wouldn’t get caught up in the hype once they are out on their own. I sat on a Junior Board of Directors of one of our hometown banks for a few years in high school and learned a whole lot in the process. But I wish that my school would have had a specific class for teaching kids about checking, saving, using credit wisely, etc. Basic knowledge of how the system works would be very beneficial for children.

By Angie

January 22, 2009 11:57 AM | Link to this

disclaimer – 75% of the time i’m being sarcastic on here. me telling meathead that i love him is me being funny … you know ha ha. and if you read my post and need more clarification, just say so.

brb.

By MELO

January 22, 2009 11:59 AM | Link to this

Truth,not yet. Did uall see Obama’s stern face yesterday after Biden’s joke on Roberts?? That was my first time seeing that man’s rattled face but the joke was hilarious to me.Biden is a trip!!

By AmazonRed

January 22, 2009 11:59 AM | Link to this

no rumors here! blanca replied just as i thought … jokingly. and you should have read it the same way also.

Angie, not everyone has time to read this blog until your “joke” reaches the punchline. It’s quite possible someone reading early in the morning now thinks that Blanca is shaking up. And there is no need for all of that. Put on your big girl draws and simply ask for what you want to know. You’re over here crying about misinfo on you when you are guilty of doing the same type of things on here. That makes you a hypocrite.

By Dan

January 22, 2009 12:00 PM | Link to this

@Truth

You have an interesting way of putting things, cause I swear I didn’t see it til you said it. But true!

It’s an unequal equation: get your credit straight (on your own)+ marry me + give me a baby = Simp (Q.E.D)

@Foots

We’re talking about two totally different things. Sure I want to know what a woman is working with physically, but you fail to include in your synopsis, that a man works on the mental as well.

I’m watching for designer outfits, with dust in the purse. I see expensive makeup and empty cupboards. Similarly, I see “good skills” and an empty head. I see all this becuase from the time we start “dating” to the time we’re “mating”, I listen and observe everything you do.

Thus, we the decision to mate is made, I already know what I want from you. That’ll be $5 for the game giveaway

My thing is by the time we talking credit and finances this has proceeded for me beyond the point of no return. Now, for good or ill, I’ll speak on my credit report and history becuase I’ve learned a lot, but I’m not asking you about yours or really that concerned until it matters to our life (or an approximation).

By DasV

January 22, 2009 12:02 PM | Link to this

Dan i dont even class him with the rest … thats how come i can say that there are no good men.

the reason for not taking things further is because compatibly as more to do with availablility than most would have you believe. trust, we are both free to date/marry, but we do not share the same opinion on dating/marrying or of dating and of marriage.

To the point that a physical expression of an emotional state releases itself during a passionate session, yes, I am all for it. Similiarly, I am opposed to discussions of personal financal standing until a relationship is at a point that it matters. are you equally opposed to sexual expressions until the relationship warrants that sort of committment?? i do not see it as unintelligent to withhold physical attachment before a relationship is defined, and part of its being defined are conversations about my/your/our financial state.

By gagirl

January 22, 2009 12:03 PM | Link to this

Some of you are a real trip. There’s a lot I can learn about someone without sleeping with him. I was once engaged to a complete idiot who hid a lot of his financial crap from me. When he refinanced his house (that I was living in at the time)that’s when I found out just how much debt he was truly in. I think he’s still in the same house; most likely because he can’t get approved for another one. Anyway, I backed off immediately from any and all wedding plans. Not only was he swamped in debt but he also showed no desire to change. I was raised in a family that respected money and there was no way I was signing myself up for a lifetime of misery. Money is the #1 reason for divorce so I made a concerted effort to not go into a marriage w/ that being a problem. Most folks would’ve turned the other cheek. I saw the red flag and got a clue. Needless to say the wedding never took place and I could not be any happier. The fool is now married to a chick dumb enough to put up with being broke. I’ve been in debt (the lovely college card) and will never go back. I learned my lesson and am now debt-free with good credit and proud of it.

By Melinda

January 22, 2009 12:04 PM | Link to this

I think the most important thing here is to determine HOW LONG this person has had bad credit. Look at the credit report and determine the “History” of the bad credit. Is this a one time occurence from say a job loss? Or more importantly, does this person have bad credit going way back??? If this is a pattern, you really need to take a good long look at possibly being with someone that will continue to be financially irresponsible. This type of person can end up being a real burden - no matter if you love them. At the very least know what you are getting involved with…Then you can determine a plan going forward.

By Raqi

January 22, 2009 12:05 PM | Link to this

Truth while you were reading along…no it was not a joke. I love my husband with all of my heart and being. Without hesitation. But just because I love him does not mean I am going to just take crap from him. While you were reading did you notice where I said that if he did something awful, deceitful and hurting to me (such as cheating without remorse or shame or anything that is equal to that) I would not try to get back at him by doing the same as he did. I would hit him where I know it will hurt. Touching his pockets would hurt him more than me sleeping with some ole joe bloe and throwing it in his face. See he can walk away and forget that. But he will feel the long term effects of me hitting him where it hurts. The same as I would feel the long term effects from being deceived and betrayed by the man I love the most and give my all to.

I know you like this kind of stuff so you can rattle off about how women ain’t no good, blah, blah and blah, but hell my love does not instruct me to take just any old crap from any one. Especially a man that is living foul at the expense of my heart, body and sanity.

HA,HA at the thought of I am supposed to just let a man crap on me and love it all in the name of love. Dude please.

By AmazonRed

January 22, 2009 12:06 PM | Link to this

At the end of the day, people don’t want to talk about things they’d rather hide or have made mistakes with in their past. They can be an open book until the taboo topic comes up, then they put up the wall. They’ll find ways to rationalize why that particular topic is off limits as opposed to others.

Human nature, I guess.

By DreamsMaterialize

January 22, 2009 12:09 PM | Link to this

Truth Talks of the Amero have been around for a long time, but no one ever brings it up. Africa and Asia will develop currencies, and then the world currency (and world bank) is an inevitability.

DasV lots of cats have plans. Mine is working out pretty well. It’s evolved over time, but I always allow for flexibility in the plan so that I can change with time. Mathematically, a plan is just a forecast, a model predicting future outcomes, given predefined inputs. Any modeler knows that the inputs (scenarios) can change with time, thus affecting the forecast. So, you have to update the model as the inputs (scenarios) change. Lots of cats dedicate themselves to a plan, it just might not be your plan.

By Dan

January 22, 2009 12:10 PM | Link to this

@Das

Now you’re talking about a questionnare of sorts. We’re dating, I’m not interviewing for a job and if there is that much information need prior to physicality, I’m personally not sticking around that long.

You don’t need to know my credit score to sleep with me. If you are of the age of 18, chances are you’ve slept with a least one BAN more than one time in your life. You can’t “get older” and require more of the next dude for the same product. It’s not an appreciable asset.

By DasV

January 22, 2009 12:14 PM | Link to this

theTruth LOL…… cute

kym lemme recap for you: yesterday i said loudly and matter-fact-ly that men ALL men aint bout nothing…. i provided statistics and math fractions with equations as proof (you know the male blog population love that)…. and these no good bruthas have proceeded to say that its 1) cause i aint lookin in the right place 2) i dont know what im looking for 3) the cold weather got my mind jacked 4)im too shy to speak up for what i want 5) on meth 6) math equation flawed 7) just playing 8) just tripping…. etc.

their weak arguments prove infallibly that men as we knew them to be, as they ought to be are gone forever….. and there is no dramatic ride into the sunset.

By vlscpa

January 22, 2009 12:17 PM | Link to this

Credit—you either have it, or you don’t. Debbie needs to be very wary. Folks who can’t keep financial commitments rarely keep ANY commitments.

By DasV

January 22, 2009 12:19 PM | Link to this

theTruth come’ere and lemme have that kiss… cause i know you fenda spout some ‘truth’ on raqi that gone have your mouth untouchable for at least a couple of hours…. and you know i cant go that long :)

By Dan

January 22, 2009 12:19 PM | Link to this

@DasV

Publicly, I didn’t mean that last post as a shot to you personally, I was attempting to generalize.

But the fact still remains the same.

So you and dude weren’t compatible mentally or y’all just didn’t see life in the same way?

And he’s a guy, y’all “hung out, dated, whatever” why does he get special category? Is he not anatomically correct.

By Stormy

January 22, 2009 12:26 PM | Link to this

Dreams You and my husband think alike when it comes to credit…his father (an immigrant) felt the same way. For them, credit is just another form of slavery.

We financed our home but best believe he made sure we put 20% down and only financed for 15 yrs. We don’t buy new cars (too big of a depreciation hit) we purchase used for cash. We only have an AMEX for emergencies and I can’t really remember the last time we used it.

I too was lured into credit during college (credit cards and student loans)…but paid everything off within a few years of working. My husband got full rides for college so no sutdent loan debt for him.

We save for everything (major purchases, vacations, shopping spree’s, etc) and we have taught our children the same. Our children have savings accounts, they deposit a portion of their allowances every Saturday morning. Twice a year we allow them to withdraw a specific amount to make a major purchase of their choice.

By Raqi

January 22, 2009 12:27 PM | Link to this

And Truth another fact is if I cheated on my husband so matter-of-factly he would not divorce me and not pay alimony or child support, he would slit my throat and watch me die a slow death. Or just slice my face to a state of disrepair so that no human being could stand to look at me. He would take something from me that I could not get back. My life. Or my ability to freely exist in this world as we know it. I that I know to be a fact. I don’t see it happening but if it ever comes to that I hope he will take a different route, but if I stoop that low I know to not return.

Now let’s leave this dark side and talk about some flowers and butterflies or something.

By Foots

January 22, 2009 12:27 PM | Link to this

Dan My thing is by the time we talking credit and finances this has proceeded for me beyond the point of no return.

You talk after the point of no return. I talk before the point of no return. To each his own, right?

By Raqi

January 22, 2009 12:28 PM | Link to this

Dreams when my first and I tried to buy a piece of a house in our young years we had the problem of “no credit”. There was no history of us being credit savvy. No real payment history. We were advised by the loan officer to get a credit card and make timely payments for an entire year. We got the credit card. Never bought a house because my husband was killed before we could. But I continued to use the credit card and soon got in over my head. I learned from that experience.

I listen to Dave Ramsey occasionally and he is for the “no credit score” rule. That’s good when you have made it like he has. When we become multi-millionaires like him we will abide by the pay with cash only rule. But until then it’s cash or credit. And a good credit score keeps us in good standing with our present and future creditors.

By Leggs

January 22, 2009 12:31 PM | Link to this

I guess I was fortunate. I didn’t have any credit cards in college and I paid my own tuition. No college loans or PELL grants. When I couldn’t afford my tuition, Mama would help out (which wasn’t too often). I worked two jobs and went to school at night to obtain my B.S.

I’m teaching lil leggs the difference between a revolving credit card and a card where you have to pay w/30 days the full balance. More importantly, I’m teaching her that if you don’t have the cash to pay for it, then you don’t get it (not talking about cars and homes). If you can’t pay for that blouse or skirt you want out of your pocketbook, then wait until you can! I have an emergency credit card that I keep in my drawer! It’s been there for quite sometime.

By Raqi

January 22, 2009 12:33 PM | Link to this

DasV sweety Truth don’t scare me nor does anything he says, will or can say will make me lose any sleep at night. Or what anyone for that matter says. My truth is my truth.

By Blow Me

January 22, 2009 12:34 PM | Link to this

Raqi Your 12:27 was a lil disturbing and crazy.

By today

January 22, 2009 12:35 PM | Link to this

@ZULU-how do Africian men feel about their mates working? How do they really feel about american women. Thanks

By Leggs

January 22, 2009 12:36 PM | Link to this

I guess I was fortunate. I didn’t have any credit cards in college and I paid my own tuition. No college loans or PELL grants. When I couldn’t afford my tuition, Mama would help out (which wasn’t too often). I worked two jobs and went to school at night to obtain my B.S.

I’m teaching lil leggs the difference between a revolving credit card and a card where you have to pay w/30 days the full balance. More importantly, I’m teaching her that if you don’t have the cash to pay for it, then you don’t get it (not talking about cars and homes). If you can’t pay for that blouse or skirt you want out of your pocketbook, then wait until you can! I have an emergency credit card that I keep in my drawer! It’s been there for quite sometime.

By DasV

January 22, 2009 12:37 PM | Link to this

Dan i have no idea how ‘credit scores’ got into this mix…. i wasnt talking about that…. there is no comma-continuation after ‘there are no good men’ :) on topic, all i had to say (check my nine-something post) ‘when it comes to marriage, full disclosure is the only way to go back to the previous topic, who is john galt? he is anatomatically correct and correctly classifed as ‘male’. however, he is my quintessential man… the epitome of what ‘man’ should be. he is the reason i lament that there are no good men…. because in his shadow i realize that there are no good men. who is john galt? we are compatible on all levels…. meaning he is my superior mentally, emotionally, physically. i am not a narcissist…. i buy into elite-ism. my loud postings these two days has been my lament that there arent more male counterparts.

By Leggs

January 22, 2009 12:43 PM | Link to this

BlowMe Raqi Your 12:27 was a lil disturbing and crazy. And that’s the right dosage of medicine to keep her in her lane. She believes w/every fiber of her being what would happen if she strayed. A lot more folk out there need to really know and believe what would happen to them if caught cheating. Bet there be more ppl really working at their own marriages instead of finding extracurricular activities elsewhere!!!

By Angie

January 22, 2009 12:44 PM | Link to this

kimmie our girl got away with being a hot mess in the kitchen again. the show is like a train wreck … i had to watch.

dreams i read your response from yesterday. you’re right! it didn’t make sense once i thought about it. i’m back where i started … selfish needs.

raqi yep yep!

credit is important, but it’s not or will it ever be end all. when ppl marry or live together, you will see how habits transfer from one person to the next. so if his/her bad habit is managing money or credit, then their partner can jump in to show them a less stressful way to do it and still be happy. make sense?

By Kym-Proud Member of the Steeler Nation

January 22, 2009 12:45 PM | Link to this

DaSOhh well I am not going to say anything about that at all. We all get that way..and if that is how you feel right now…then that is how you feel. I on the other hand..don’t think all men are crappy. There are good ones out there..somewhere. Right now I am not relationship minded so errr..the guy that is on the radar is only serving one useful purpose..

By Dan

January 22, 2009 12:45 PM | Link to this

@Das

Why would you want an intellectual superior?

And, is John Galt his actual name?

You’ve idealized a man bad DasV, he’s a man like the rest of us. He shakes after peeing, he shaves, he burps, farts, poos like all men. Unless he does all these things whilst shining with the purported illumination of the Almighty - he just a dude.

By Raqi

January 22, 2009 12:48 PM | Link to this

Blow yeah I know. That’s why I said let’s leave this dark side. But you just have to put it out there sometimes for some folks to really get the true gist of what you are saying. My rage and his rage.

Woe me for having the spirit to retaliate from some bullcrap dumped in my lap. HA. Not.

By Leggs

January 22, 2009 12:48 PM | Link to this

BlowMe Raqi Your 12:27 was a lil disturbing and crazy. And that’s the right dosage of medicine to keep her in her lane. She believes w/every fiber of her being what would happen if she strayed. A lot more folk out there need to really know and believe what would happen to them if caught cheating. Bet there be more ppl really working at their own marriages instead of finding extracurricular activities elsewhere!!!

By MELO

January 22, 2009 12:54 PM | Link to this

&today, ZULU-how do Africian men feel about their mates working? How do they really feel about american women. there is no one correct nor accurate answer to ur qstion.It depends on hw enlightened they(men) are,hw educated they are,which part of africa they are from,their tribal leanings,hw detached they have become,from africa, since coming to the states or hw connected they still are to where ever they are from.etc. I cannot give you one correct answer coz there are many shades and variations. U will find all shades of african men if u mix and mingle enough:the americanized africans,the very tribal and raw,the bitter and still longing for home types,the ones still clinging to their homeland ways no matter what,the assimilated completely types,etc.Most african men i know think american females(black) are raunchier than their african counterparts.Some of my zulu friends are married to american females.Some genuinely in luv,others,i got my doubts.Good men and women are everywhere,africa,america,europe etc Take ur pick when u see one.

By Raqi

January 22, 2009 1:02 PM | Link to this

Leggs it’s like this. I know the hurdles my husband mastered and the changes he endured from being severely hurt from a past relationship to get the point of wanting to spend the rest of his life with me. He knows me just as well. Truly, whole-heartedly being in love with someone and trusting them is like taking your bloody, beating heart out of your chest and handing it to that person. It’s been broken, stomped on and hurt in the past and then one day you find that person that you are willing to take the chance and give it to them in its rawest state…

Having your heart crushed at a point in your life can be fatal. To you and others around.

By Angie

January 22, 2009 1:04 PM | Link to this

this goes back to the 70/30 rule or whateva y’all call it. bad credit can be fixed …

five to ten years, a person can go from a score of 550 to 800! you know how fast years go by.

By today

January 22, 2009 1:07 PM | Link to this

Melo- I know its hard to say exactly. Just what your idea or what u hace expeience. Thanks

By today

January 22, 2009 1:08 PM | Link to this

Melo- I know its hard to say exactly. Just what to know your idea or what u had expeience. Thanks

By today

January 22, 2009 1:08 PM | Link to this

Melo- I know its hard to say exactly. Just what to know your idea or what u had expeience. Thanks

By The Truth

January 22, 2009 1:10 PM | Link to this

Stormy for us to convert to the amero we must give up one thing, our sovereignty. That is the first step to consolidating these economies into first three, the european union, which is already done, the american union, which is in process, and the asian union, which is supposedly in the works also. The real question is who will control all these people? The same people that currently control us, the big banks. Research the IMF (Obama picked his Treasury Secratary who was a former leader of that bank) and World bank and their policies are and have been to help countries that follow their rules, thus controlling the governments themselves. Also, if they can gather everyone into 3 economies, which it appears they can, getting them to 1 will be absolutely no problem.

Btw, we have a few more economic disasters in the pipeline already. In the next few months will come the adjustable rate mortgage disaster (This current burp is from the sub prime mortgages) and the collapse of the commercial real estate world, which had as much shady financing as the residential market. Not too long after we get through that will come the Social Security and medicare debacle. My point is when the IMF/World Bank comes in and offers an olive branch we’ll be more than glad to grab hold, even if it means life as we know it will change forever. We’ll be on the amero and glad to even have currency.

I’m afraid that while we sleep at the wheel there are those that have larger goals than if Angie will ever keep a man.

By MELO

January 22, 2009 1:13 PM | Link to this

Today most african men i know dont have a problem with females wrking.Its not an issue at all.And to be honest,u wld have to go to the back of the behind and in africa at that to hear of an african man who does not want their woman to wrk.A lot of guys i know marry america females too. Did i answer u at all??

By DasV

January 22, 2009 1:14 PM | Link to this

DreamsM i love it. have plan. it doesnt have to include me or have room for me. just have one. see… a woman with get with whateva program you have bec she respects your position on things. that you have a code that allows for constant changes that come with life is a beautiful thing. its a thing that can be respected, and it aint suppose to vibe wit my plan. im built to adapt to the plan of the man that rightly deserves my loyalty and respect.

raqi oh. but you should be afraid…. and if not afraid… ashamed.

you tout lying to your husband the father of your unborn child and the voluteer daddy for your other two like you giving the weather report… shame on you. instead of being mase’s better-half, you disgrace him with your posts and opinions.

Dan he does ALL that…. you are correct. but he doesnt do any of that if it gets in the way of accomplishing what he has on tap for the moment, the day, the week, the month, the year.

i am not attempting to make him out more than what he is… he IS just a dude. im just saying i wish there were more of ya!

and yes! he should be (and in this case IS) superior to me on all fronts. how im gonna know the game and the plays better’n the coach??! he should be intelluctually superior to me because my code dictates that if he makes me up my game, i am able to pledge my ‘love’ (by his definition) to him forever, or for however he reigns…. because acquiring knowledge should never cease.

and no! he’s name is not ‘John Galt’…. and thats the truth. :)

kym has nothing to do with being ‘relationship-minded’….. errybody knows im on a self-imposted hiatus from “dating”. it has to do with there being no radar on which ‘the guy’ to appear…….

By Kym-Proud Member of the Steeler Nation

January 22, 2009 1:18 PM | Link to this

I am debating if I want to give my son an allowance or not. I always feel allowance is for extra stuff you don’t have to do. Keeping the house clean, taking out trash, raking leaves in the yard..that is just your job in the family.

By Kym-Proud Member of the Steeler Nation

January 22, 2009 1:18 PM | Link to this

I am debating if I want to give my son an allowance or not. I always feel allowance is for extra stuff you don’t have to do. Keeping the house clean, taking out trash, raking leaves in the yard..that is just your job in the family.

By AmazonRed

January 22, 2009 1:20 PM | Link to this

AmazonRed is wading thru the wounded and scarred.* Wow… lol

By Raqi

January 22, 2009 1:22 PM | Link to this

While the is fruitless convo…

DasV where did I ever post lying to my husband? I told you then and I am telling you now, you read it wrong and selectively…

And why am I wasting the time again??? Some of you ain’t happy unless…

By Dan

January 22, 2009 1:26 PM | Link to this

@DasV

No where in the marriage vows is there section for “controll[ing] the fate/mind of your spouse”.

What I think you’re saying is that you’ll merge your “plan” with his, your code with his, your personality, life, etc. with his.

And that’s what you do in a relationship. But that (or any man) is not responsible for your existence. The days of “woman do this” are gone (for everyone but Truth) and good for it.

On a football team there are a team of coaches, a coach for every position played, offensive, defensive, special teams - each a coach. All these coaches work in concert to achieve a team goal. Even the head coach speaks to offensive and defensive coordinators before and during a game.

My point is, regardless of your hiatus, please don’t think that any man should have more than an equal say in your life. We each run the plays that we have collectively worked on.

By Angie

January 22, 2009 1:27 PM | Link to this

chubs cosign. i give my two money when they need it. i did the allowance thing and it failed miserably. for example, when kel has an away game, i give him money roughly seven to ten dollars for dinner.

since we are on a blog, being open about our life and thoughts shouldn’t be a big deal. thanks for that post raqi. you guys take this shiit too seriously.

By Raqi

January 22, 2009 1:28 PM | Link to this

Kym I give my son an allowance. And he knows that it is not pay for fulfilling the responsibilities that are rightfully his. It’s my way of teaching him how to manage money. Knowing that he needs money even at his young age, he needs to know responsibility with it. He knows if he spends it all in one place he gets no more. I take care of his living and school expenses. But his money is for his personal use and to learn to use wisely.

By Kym-Proud Member of the Steeler Nation

January 22, 2009 1:31 PM | Link to this

DasV I gotcha..well we all got our walk.

I can’t understand human curiosity-Controversy-Was it good for you? Was I what you wanted me to be?-Controversy. Do you get high? Does your daddy cry?-Controversy.

Do I believe in God? Do I believe in me? -Let me tell ya. Some people wanna die so they can be free-See life is just game..we all just the same.-Controversy

By Today

January 22, 2009 1:33 PM | Link to this

Melo-So from what u know, what type of woman do African men like as far as how they carry themselves, dress, etc. Whats a good way to get one hook?

By AmazonRed

January 22, 2009 1:36 PM | Link to this

you guys take this shiit too seriously. - Angie

LOL. This coming from the chick that went Looney Tunes in her 11:31 post.

The hits just keep on coming. lol

By Leggs

January 22, 2009 1:40 PM | Link to this

Dan, you guys shake after peeing. I didn’t know that (LOL). Just kidding!

By Raqi

January 22, 2009 1:44 PM | Link to this

I think I am going to make some white chocolate peppermint bark when I get home today. Mase and my son loves that stuff.

Last time I made some they were up late eating it while watching Bernie Mac and the both took some with them the next day.

My oldest likes it also. I think I’ll send him a care package and include some.

I wonder if they want pan seared Tilapia for dinner with a little lemon pepper?

By Leggs

January 22, 2009 1:45 PM | Link to this

Dan, you guys shake after peeing. I didn’t know that (LOL). Just kidding!

By The Truth

January 22, 2009 1:45 PM | Link to this

Dan You haven’t read my posts clearly. I let a woman do whatever is in her heart to do. Then I make an assessment on if thats in line with what I need and go forward. I’m to old to sit up and tell a chick what she should think. You do you and I’ll do me. As long as we are working together all is well. When it changes I make the necessary moves to terminate that project.

Angie its the 80/20 principle.

By MELO

January 22, 2009 1:46 PM | Link to this

Today,hit me up takpat78@gmail.com. U are going about in a round and round way,im not sure why.U have met one that u curious about and want feedback from me?? from what u know,what type of woman do African men like as far as how they carry themselves, dress, etc i cldnt tell u coz i dont know,its all individual and case by case, like i said earlier.Tell me the real scoop on my email,maybe i can help,if he zulu,shona,ndebele or some tribe i know of.

By Blow Me

January 22, 2009 1:49 PM | Link to this

The Truth

Yeah I caught that too! lol 80/20..

Poor Angie!!

By DasV

January 22, 2009 1:49 PM | Link to this

raqi yes you did. and the sad thing is you dont see that you did.

Dan you give up perceived ‘control’ every day. you board a plane and its out of your control…. your control was in making the choice to board.

same with me ….. i only have to decide that i like his plan before opting to join his team. he dictates what position i play on it.

you right on there being a team of coaches… . ppl with equal skill in calling the plays… but in the end ONE makes the final call…. there aint no vote on it. im behind the one that makes that call. seen?

i know everyone loves to jump on theTruth for his strong opinion….. i do too ;)

By Leggs

January 22, 2009 1:51 PM | Link to this

Raqi, let me ask you this. Do you find that you’ve become nicer since finding out you’re pregnant? For me, I was so nice to everyone it scared me. For 9 months I was errily nice!

By DreamsMaterialize

January 22, 2009 1:53 PM | Link to this

Angie what did I say yesterday? Sorry, I forgot already.

ARed you’re killing me with the one-liners. Ok I just know you bought two tickets to Paris…where is mine? lol I felt the same way about the dollar when I was in Spain. Just convert your money once and try to block out the conversion rate for the rest of the trip.

Kym Give the boy an allowance. Compensation for work (expected or not) isn’t diminishing his values in any way. It’s realistic. In our own lives, we get paid based on work we do, not work we do above and beyond what’s in our job description. If I went to an interview and they told me that the job description was just what I was supposed to do, and that I wouldn’t see a check until I did more than that, then I’d tell ‘em to kiss my a_s whilst smirking, c-walking, and chucking the deuces. I know we try to say that money shouldn’t be the motivation, but that’s not realistic. Most of us wouldn’t work for free, so why should we teach our kids that?

By Raqi

January 22, 2009 1:53 PM | Link to this

Leggs I saw that episode of, uh…what’s the name of that friggin show?…uh, Girlfriends where Joan’s boyfriend was peeing and she hugged him from behind and he told her to always wait for the shake. LOL After that I actually secretly peeped to see if there is always a shake. I never really paid attention before then. LOL

What is funny I cannot pee in front of anyone. Using a stall is one thing but in a home or hotel bathroom where he or a former he may have been in there? Can’t do it. Mase has no problem. Even now he will use it with the door standing wide open. I just can’t do it. It runs back the other way out of fear. LOL

By MELO

January 22, 2009 1:55 PM | Link to this

please don’t think that any man should have more than an equal say in your life i do understand what Das is saying and i wld run my household that way.From just watching at other households,when u see a lame dude,its proly coz the female runs the plays.Das aint looking for that.And u Dan are looking for a 50/50,good luck with that…..

By Leggs

January 22, 2009 1:56 PM | Link to this

Raqi, let me ask you this. Do you find that you’ve become nicer since finding out you’re pregnant? For me, I was so nice to everyone it scared me. For 9 months I was errily nice!

By AmazonRed

January 22, 2009 2:00 PM | Link to this

ARed you’re killing me with the one-liners. Ok I just know you bought two tickets to Paris…where is mine?

Dreams, now you know you’ve gots to get your own ticket! LOL. But feel free to join me in Paris Mr. International Traveller!

Leggs/Raqi, having no brothers and never being in the stall with a man peeing. I did assume they wiped it with toilet paper (LOL!). Is the shake all that is done?

By Raqi

January 22, 2009 2:05 PM | Link to this

Leggs I know you can’t tell it from my posts today, LOL, but I am actually more loving. I guess that could also mean nicer but I do feel that I am what I would say nicer. I am like extra loving to my husband. I just want him all the time. I love my sons more. I love everybody.

By jazzyone

January 22, 2009 2:07 PM | Link to this

Well dayum i roll up in here after being away so long and ya doign the same shyt..same folks, same position and some still single stupid and blaming other folks.

There are good men out there and if you can’t find one you may want to look at yourself, what you settle for and what you attract to you. Based on your posts my darling you will never get a man until you seek counceling a dayum perscription. Gee wiz.

By Leggs

January 22, 2009 2:09 PM | Link to this

OMG ARed. You have given me my laugh for the day. Toilet paper. Have you ever seen any toilet paper racks by those urinals in movies, on tv or wherever pics of urinals are seen (LOL). Shake is all they do to get the last drops out. That’s why you see men with spots on their pants coming out of the men’s room. Not all shook properly. I’m dying over here (HAAAAAAAAAAAAAAAA)!

By today

January 22, 2009 2:09 PM | Link to this

@Melo-Ok. Thanks

By hardworkscountsthemost

January 22, 2009 2:10 PM | Link to this

Yes, I have bad credit. I’m no longer so young either. I don’t like it, but I did what had to to survive while going to school.

And now after I worked hard to get an education with an advanced degree I can’t get a feakin job.

I’ve worked since I was 14 years old. I worked part time as a server in various restaurants in Atlanta while attending junior college and then Georgia State.

I don’t have any kids, I’ve never been to jail, I’ve never had a speeding ticket. I don’t do drugs and don’t like to drink much.

But according to some folks here, I’m apparently a suspect person because of my credit score?

I would advise asking how someone came to have their credit score both good and bad? How much did mommy and daddy help? How long did they stay at mommy and daddy’s house? I’ve been out since 17 and only return briefly for about 6 months.

There are people who didn’t have to pay all of their bills until they had finished school, maybe paid off some bills while living with the parents, and many other scenarios other than wisdom and discipline that helped them get that great score.

I will pay my debt when I get a job. But I’m looking for someone who is honest first and foremost. I’m also looking for someone who has had to work hard and been independent as a matter of character.Credit scores are a superficial method of determining anything. Using any secret formula or method you can’t explain(like how scores are derived) is not the way to go.

By Raqi

January 22, 2009 2:10 PM | Link to this

LOL Amazon actually when I was training my first son to the potty I taught him the two cube tissue wipe. Then my husband stopped it and told me it was girly. I am glad he discovered the error of my ways before my son was old enough to grasp what I was teaching him. He took over the potty training from there.

By Leggs

January 22, 2009 2:14 PM | Link to this

OMG ARed. You have given me my laugh for the day. Toilet paper. Have you ever seen any toilet paper racks by those urinals in movies, on tv or wherever pics of urinals are seen (LOL). Shake is all they do to get the last drops out. That’s why you see men with spots on their pants coming out of the men’s room. Not all shook properly. I’m dying over here (HAAAAAAAAAAAAAAAA)!

By Leggs

January 22, 2009 2:15 PM | Link to this

Raqi, I can tell it from your posts and that’s why I asked. Especially with you started talking about the peppermint bark. Yes indeedy, pregnancy is a beautiful thing. Absolutely beautiful!

By hardworkscountsthemost

January 22, 2009 2:15 PM | Link to this

Yes, I have bad credit. I’m no longer so young either. I don’t like it, but I did what had to to survive while going to school.

And now after I worked hard to get an education with an advanced degree I can’t get a feakin job.

I’ve worked since I was 14 years old. I worked part time as a server in various restaurants in Atlanta while attending junior college and then Georgia State.

I don’t have any kids, I’ve never been to jail, I’ve never had a speeding ticket. I don’t do drugs and don’t like to drink much.

But according to some folks here, I’m apparently a suspect person because of my credit score?

I would advise asking how someone came to have their credit score both good and bad? How much did mommy and daddy help? How long did they stay at mommy and daddy’s house? I’ve been out since 17 and only return briefly for about 6 months.

There are people who didn’t have to pay all of their bills until they had finished school, maybe paid off some bills while living with the parents, and many other scenarios other than wisdom and discipline that helped them get that great score.

I will pay my debt when I get a job. But I’m looking for someone who is honest first and foremost. I’m also looking for someone who has had to work hard and been independent as a matter of character.Credit scores are a superficial method of determining anything. Using any secret formula or method you can’t explain(like how scores are derived) is not the way to go.

By AmazonRed

January 22, 2009 2:15 PM | Link to this

Leggs - I have never noticed what the urinals have. You know, I just never pay attention. It’s like that game where you have to describe the details on a penny. You see em, but can’t recall!

Leggs/Raqi - I am so hurt by the info I’ve learned on this matter today. Yuck. LOL. I will be carrying my anti bacterial spray more often. LOL

By lurker

January 22, 2009 2:16 PM | Link to this

ARed having no brothers and never being in the stall with a man peeing. I did assume they wiped it with toilet paper (LOL!).Is the shake all that is done?

Yep. That’s why ain’t too keen going there too much stuff goes on that ain’t exactly sanitary. LOL.

By abc

January 22, 2009 2:16 PM | Link to this

A friend of mine is about $50K in debt. Someone will have to really be in love with her to take her on, what with that and all her other issues. It’ll never happen though, the girl is just too cold-hearted.

My ex was bad at money management, I finally had to separate the finances, cut up all the cards and pay everything off, not allowing her to get any more credit of any kind. She hated it. She wound up hating me over it. I won’t go so far as to say good riddance, but it’s nice to not have someone around who’s so determined to wreck my finances. That said, finances aren’t the most important thing.

Love, of course, is the most important thing. Re-read 1 Corinthians 13: Love is patient, love is kind. It does not envy, it does not boast, it is not proud. It is not rude, it is not self-seeking, it is not easily angered, it keeps no record of wrongs. Love does not delight in evil but rejoices with the truth. It always protects, always trusts, always hopes, always perseveres. Love never fails.

If you don’t feel that way about them, then don’t marry them, because you don’t love them.

By Raqi

January 22, 2009 2:17 PM | Link to this

men with spots on their pants

Leggs I was about to be bad and liven up the place, but I changed my mind.

By Leggs

January 22, 2009 2:20 PM | Link to this

Raqi, I can tell it from your posts and that’s why I asked. Especially with you started talking about the peppermint bark. Yes indeedy, pregnancy is a beautiful thing. Absolutely beautiful!

By Raqi

January 22, 2009 2:20 PM | Link to this

the girl is just too cold-hearted

LOL abc debt is not her problem. That statement right there is.

By AmazonRed

January 22, 2009 2:24 PM | Link to this

Yep. That’s why ain’t too keen going there too much stuff goes on that ain’t exactly sanitary. LOL.

lurker, I for real have the heebie jeebies right now. Ignorance was truly bliss. Now I have a complex! LOL

By MELO

January 22, 2009 2:30 PM | Link to this

hardworkscountsthemost whats ur major??

By Blow Me

January 22, 2009 2:31 PM | Link to this

Ared You have never seen your man go to the restroom? lol….DAMN girl HOW can you not know that?

By Raqi

January 22, 2009 2:31 PM | Link to this

Leggs I am a very loving person to all people however I don’t just give me love to any one. When I am in love with someone I am all the way in. It took some time for me to be where I am now. I had become so scorned and bitter I knew the only and next man that could get me, would have to get me.

That’s the thing with Mason, he really gets me. I can talk to him and he just gets me. I don’t know if its because we were friends for a long time first or if we are indeed twin souls. If I lose him I will lose a big part of me. He has touched me where no other man has. He is holding my beating heart in his hand. A heart that I kept sealed in a iron box for many years.

By Leggs

January 22, 2009 2:32 PM | Link to this

Change it back….Go for it Raqi.

By AmazonRed

January 22, 2009 2:32 PM | Link to this

You have never seen your man go to the restroom?

Blow Me - Nope.

By Leggs

January 22, 2009 2:37 PM | Link to this

Change it back….Go for it Raqi.

By hardworkscountsthemost

January 22, 2009 2:37 PM | Link to this

MELO, I was a double major Psychology and Sociology, and I recently completed law school and have my JD.

Haven’t taken the bar yet because I couldn’t get a loan to cover the expense and the prep required. I’m going to have to work and save which is fine with me, but you’d be surprised at how difficult it is to be 39 and get a job even with a JD.

By Stormy

January 22, 2009 2:41 PM | Link to this

We do the allowance to basically teach them how to handle money/save and to set priorities. They are getting the point.

It’s funny to see them discuss what to buy us for Christmas or our birthdays. They usually chip in if they agree on what to get…if not they do separate gifts.

This year we had them research and select a charity to donate too. They will send cashier’s checks to the organizations at the end of the year.

By AmazonRed

January 22, 2009 2:45 PM | Link to this

hardwork, you can have debt and still have good credit. You said you had “bad” credit and that’s where the difference is. My parents have only supported me with LOVE since I left home at 18. The most money I’ve gotten out of them for the last 13 years is $200…at the most. After graduation I spend two years interning where I made no more than $1200 a month and that’s living in CA. So yes, I had to suppliment my income by living off credit cards.

Even still, no matter how broke I was, I still always made the minimum payments to keep my credit decent. I had to defer loans becuse I didn’t make a lot of money and I qualified because my salary was so pathetic. I’ve also worked a 2nd job for many years to get my debt under control.

Even still, there are some sacrifies I’ve had to make. Graduate school isn’t happening til someone else offers to pay for it. I also made the decision to go to public schools so that my loans would be reasonable. If you want to be a lawyer, the JD is necessary. But there are ways to get it done without getting bad CREDIT.

But I’m sure once you get a job, you’ll be all set. Good luck to you.

By Blow Me

January 22, 2009 2:49 PM | Link to this

Wow that’s interesting…How has that not happen? lol How old are you again?

By Foots

January 22, 2009 2:50 PM | Link to this

Amazon I did assume they wiped it with toilet paper (LOL!). Is the shake all that is done?

I know that if I wasn’t at his place a few times a week, my dude would NEVER run out of toilet paper. I think he just buys it for me. He bought a 12-pack in early June, a four pack around November, and he just bought some again a few weeks ago. He must do #2 at work, because I could be away for 5 days and when I go to his bathroom, the roll looks exactly the same as it did the last time. LOL!

Now he will blow through a roll of paper towels. I wonder if there is any correlation???

By AmazonRed

January 22, 2009 2:52 PM | Link to this

Blow Me - I fail to see the big deal. He’s a big boy. He can pee on his own. I don’t need to supervise.

By DreamsMaterialize

January 22, 2009 2:53 PM | Link to this

hardworks how credit score is derived isn’t a secret.

ARed Paris does sound fun. You’ll have to send me a postcard on this go-round though. Now, if you want to meet at checkers on Cobb Pkwy, I can swing that, I think. Wait lemme check my pockets. lol

By Leggs

January 22, 2009 2:53 PM | Link to this

Raqi, I glad you found your soulmate!!

By Kym-Proud Member of the Steeler Nation

January 22, 2009 2:54 PM | Link to this

If I do allowance it will be tied to school performance not house work.

By MELO

January 22, 2009 2:56 PM | Link to this

hardworkscountsthemos i do understand.I waz unemployed just after i got my MBA, the economy was tanking at a time i had lofty dreams about my impending finance career.So I wldnt be surprised at how difficult it is to be 39 and not get a job even with a JD I was 38 when that happened for me.I dont know ur field but my advice wld be for u to get in tch with Poppe the next time he is on the blog.He wld be better suited to tell u where to look for full time, part-time and temp jobs in ur field.I just be-friended a lovely tall lady at my job and she happens to be in our legal dept.When the conversation started,it was all about her langy looks.She’s 6’3.I will check with her to see if they have openings that might interest u. good luck.

By AmazonRed

January 22, 2009 2:57 PM | Link to this

Foots - That’s scary. Where DOES he do #2?! LOL.

I’ve seen an increase of wipes at the guys place. I love it! Wipes are your friend! Usually it’s a girl (like me) who turns em on to stuff like that.

I read somewhere that Terrance Howard won’t date a girl who doesn’t keep wipes in her bathroom. He’ll mention it once, and if he comes back and she hasn’t gotten em, he’s out. LOL!

By Leggs

January 22, 2009 2:59 PM | Link to this

Raqi, I glad you found your soulmate!!

By WOW

January 22, 2009 3:00 PM | Link to this

I am just amazed at how perfect a person Amazon Red is. But I’m sure she is too.

By For Real

January 22, 2009 3:01 PM | Link to this

LurkerHold the fugg on!!!!! You want to talk about too much ish going on? What about chicks?

  • peeing

  • bleeding

  • nutt

  • eggs

  • babies

  • African American Dolphins

  • battery powered devices

  • cotton

  • linen

  • silk

  • peaches

  • fore fangas and sometimes a thumb

  • sweat

  • bacon well that could just be me

  • vinegar/salt solution

  • razor bumps

  • discharge

  • whip cream

  • skrawberries

  • Bomb Pops dayum that may be just me too

  • By lurker

    January 22, 2009 3:01 PM | Link to this

    hardworkscountsthemost Most of the folks on here ain’t lived and experienced long enough to really know sometimes circumstances are beyond your control. Not speaking on things that result from being irresponsible and careless. Life is just life. Anybody that’s experienced challenges and redeemed that score or themselves or their circumstances improved will always be more grounded and rounded. Notice the tone of the folks that’s sharing challenges were the crux of possibly a low score but can testify to being back on the upswing. Cutting folks loose because they ain’t sporting a FICO score of 800…funny. If they’re living in the same world as the rest of us and enduring the current state of the economy, they’re just a few dollars away from being broke and a couple digits higher on that FICO. With the way things are folding, no one should be so ignorant as to believe that can’t be directly effected. Heck anyone of us could easily get laid off or let go tomorrow.

    By Angel

    January 22, 2009 3:02 PM | Link to this

    Ewwww- how did you get to discussing man type bathroom habits? Now I need to trade out that little bottle of hand sanitizer for the large economy.

    As for the finances. Be open and honest. If you feel you’re getting a story you probably are correct. I got into the living on a credit card and paying the minimum. That ends badly. Now it’s cash pay for everything. If I can’t afford it- too bad girly. It’s a lot less stressful. Wonderful to sleep at night.

    Bless everyone. Times are pretty tough for many of us. Weather the storm.

    By Blow Me

    January 22, 2009 3:10 PM | Link to this

    Ared Of course you don’t need to supervise smart a*…but it’s quite bizarre. I mean it completely throws me for a woman who has been in a serious relationship not to see her man use the potty. I mean I assume you or not a virgin so don’t go grabbing your pearls with me. Most men have to whizz after sex most share clean up time together. It shows how close was the relationship is…at a certain level a man will use the bathroom, poot and boo boo with his girl around…it’s an Initiation. It’s shows the level of comfort..Don’t go valley girl white on me now! keep it real

    By For Real

    January 22, 2009 3:10 PM | Link to this

    Truth Check this out:

    http://www.bi- me.com/main. php?c=3&cg=4&t=1&id=30060

    What is this I hear about Blow and wang watching?

    For Real now downing a 62oz grape Big Gulp. Heyyyyy Blow!!!!

    By Blow Me

    January 22, 2009 3:14 PM | Link to this

    Ared Of course you don’t need to supervise smart a*…but it’s quite bizarre. I mean it completely throws me for a woman who has been in a serious relationship not to see her man use the potty. I mean I assume you or not a virgin so don’t go grabbing your pearls with me. Most men have to whizz after sex most share clean up time together. It shows how close was the relationship is…at a certain level a man will use the bathroom, poot and boo boo with his girl around…it’s an Initiation. It’s shows the level of comfort..Don’t go valley girl white on me now! keep it real.

    And YOU round here talking about credit….it’s alot other s** you need to know about. The level of comfort needs to be established first!

    By Raqi

    January 22, 2009 3:15 PM | Link to this

    LOL Blow yeah. If you have seen ‘em naked you have seen ‘em do their business. Even when you don’t want to.

    By Richard Johnson

    January 22, 2009 3:16 PM | Link to this

    I wish I had not agreed to become a woman’s fifth husband.

    By lurker

    January 22, 2009 3:18 PM | Link to this

    For Real a’ight a’ight. I’m just not a balanced chick on this issue. I always like to be on the receiving end. LOL. Don’t wanna think about the pee pee drips and gazillion choocie combats.

    By Blow Me

    January 22, 2009 3:21 PM | Link to this

    For Real shut up!! lol!

    Foots Yeah what’s the deal with him barely using tissue? He still should have them along with baby wipes…well not those.they can really fugg up a toilet..but flushable wipes. I don’t know the deal with that. lol

    By Richard Johnson

    January 22, 2009 3:23 PM | Link to this

    I wish I had not agreed to become a woman’s fifth husband.

    By The Truth

    January 22, 2009 3:23 PM | Link to this

    For Real try that addie again.

    By MELO

    January 22, 2009 3:24 PM | Link to this

    Blow Me i think ared has a different ritual to most of u guys,that she perfoms soon after the man(en) has broken the nutt and she wants to wipe the left over honey juice,dripping dwn & outa the pot and ‘tween her legs.Wait,she’s about to say how..sheeeeeee. I have seen females sit,pee and take a tissue t wipe,in close qrters.When u sexx a woman up,thats when she is un apologetic about baring all. Im wondering a lil about ared.Maybe she gives the guy one violent back kick once her cup is full.Who knows..

    By lurker

    January 22, 2009 3:26 PM | Link to this

    Richard Johnson I wish I had not agreed to become a woman’s fifth husband.

    I bet. What will you do that the other 4 didn’t? Are they alive? If not, you should bail now. You might, well whether dead or alive, you’re about to victim #5. LOL

    By Raqi

    January 22, 2009 3:27 PM | Link to this

    Just sitting here thinking, it’s funny how the levels of comfort differ between the sexes.

    What we will do and not do in front of just anybody? And what we do around those we are comfortable with.

    By For Real

    January 22, 2009 3:27 PM | Link to this

    http://www.bi- me.com/main.php?c=3&cg=4&t=1&id=30060

    By Foots

    January 22, 2009 3:33 PM | Link to this

    Amazon Where DOES he do #2?!

    I’ll have to ask him, cause I really don’t know. I asked him the other day if he ever did #2 because in the 9 months we’ve been together, I have never been aware of it. He just laughed. He must be really quick about it when he DOES go. We started out our relationship with me melting the paint off his bathroom walls, so he knows I gets busy. LOL!

    He does #1 all day though. We could be in the middle of a conversation and he’ll just get up and go.

    By Leggs

    January 22, 2009 3:37 PM | Link to this

    For Real, all I can say to fore fangas and sometimes a thumb is OUCH!. You crazy!

    RichardJohnson, since you seemed to have only agreed, you still have time to get out! You’re already thinking negative.

    By Raqi

    January 22, 2009 3:37 PM | Link to this

    With me melo with all the things Mason and I do and have done, each and every angle and/or position he has seen me in, the whole clean ritual that follow some our meetings, I still don’t feel comfortable using the toilet in front of him. Or anyone for that matter. It’s just one of those things ya know.

    For him it’s no problem, but for me…the only few times I had no other choice. Either pee my pants or just do it.

    By Foots

    January 22, 2009 3:38 PM | Link to this

    OH WAIT!!! I just remembered!! One day I was needing him after work and I just drove to his place. I called him from outside and asked if it was okay for me to come on in (I have a key, but I don’t want to get shot if he’s not expecting me). He said “Yeah, but I’m on the toilet”. THAT was the only time I was aware that he was on the throne. He was in there for about 30 minutes after I came in. He must have been saving it up.

    He must have a physical block when I’m around. I used to do that on vacation, or any change in my normal routine. Not anymore though. If it’s coming, I suggest anyone within a 2 mile radius clear out. LMAO!!

    By AmazonRed

    January 22, 2009 3:39 PM | Link to this

    but it’s quite bizarre.

    Blow Me - To you it is. It isn’t to me. shrugs

    And you were the smart azz first. The age I am is irrelevant, and you keep harping on it.

    I haven’t seen it and if I have I don’t remember enough to recall. So big deal.

    By Leggs

    January 22, 2009 3:42 PM | Link to this

    For Real, all I can say to fore fangas and sometimes a thumb is OUCH!. You crazy!

    RichardJohnson, since you seemed to have only agreed, you still have time to get out! You’re already thinking negative.

    By Angie

    January 22, 2009 3:47 PM | Link to this

    ared aka stocker back off! you know what i mean. for you to say nobody pays attention to my post …

    truth hi pooh bear! how are you today?

    dreams it made sense for a second that someone would do something stupid to get closer to you. but then i thought … naw.

    abc i love your 3rd paragraph in 2:16! thanks!

    i’ve talked to my man while he sat on the toilet. it was natural to me. i couldn’t stay long though. lol.

    mytwo where are you?

    By Raqi

    January 22, 2009 3:51 PM | Link to this

    OMG Foots walking unsuspectingly into a fog of furious funk…gag. You ain’t messing nothing. Let him keep using it at the office.

    (I am not sure if I already posted that or not.)

    By AmazonRed

    January 22, 2009 3:51 PM | Link to this

    LOL @ stocker. Like stocking grocery shelves?

    Exit stage left, drama queen. LOL

    By Dan

    January 22, 2009 3:53 PM | Link to this

    @For Real

    He’s been preaching that same jazz since 1994 (when I first heard of him). What the article doesn’t mention is that despite his success, he isn’t even in the top 10 richest men, becuase he fails just as horribly.

    Plus, if the currency is not on the open market, how can it replace the dollar? That combined with the Chinese’s penchance for currency manipulation would not make [his strategy] a safe bet.

    And, typical Republican, protectionism is analogous to shipping the means and modes of production to foreign country to only have the finished product return. Qui bono? Who benefits when we make nothing but buy everything?

    By The Truth

    January 22, 2009 3:54 PM | Link to this

    For Real I’ve heard talks of taking the dollar off as reserve currency is starting. If that happens we are literally through. He makes good sense. He has his family speaking mandarin. Wow, if that dont tell you a change is coming. LOL

    That link works if you take the space out after bi.

    By DreamsMaterialize

    January 22, 2009 3:55 PM | Link to this

    Angie Ohhhhhh, I forgot all about that.

    How we get on watching SO’s use the bathroom. When I sh_t I like to have my privacy, it’s almost like meditation time. lol Now after some late-night gymnastics I don’t really care.

    By AmazonRed

    January 22, 2009 3:59 PM | Link to this

    Now after some late-night gymnastics I don’t really care.

    LOL. Dreams - okay? After the act is certainly not the time I’m paying attention to wipe vs. shake. LOL

    By MELO

    January 22, 2009 3:59 PM | Link to this

    He must have a physical block when I’m around i proly have that mental block too when im around unpleasant environs.Dirty loos,dirty sorroundings etc,i dont care hw much im feeling #2,it gets suppressed to the point of hurting my stomach.If i visit some household and i dont feel the cleanliness of the place, i wont even ask to use the loo coz im thinking,its proly worse.I supress the urge. When i dated,peeing,sexxing and #2 were some of the few choice words i threw in discussion to get a feel for a lady and see if she would vibe with me.Whenever i got the feeling,facial or mannerisms that she waz acting like queen elizabeth,detached or from another planet,it wldnt take long for me to show her my azz.I like real people around me,inclding females.

    By Angie

    January 22, 2009 4:00 PM | Link to this

    lol. i was wondering how to spell it. it didn’t look right. stalker … got it!

    you would know! lol.

    By Foots

    January 22, 2009 4:05 PM | Link to this

    melo You trying to say my home is dirty on the sly?? LOL!! You silly!

    By AmazonRed

    January 22, 2009 4:06 PM | Link to this

    i was wondering how to spell it.

    Angie, of course you would. Being stuck on stupid seems to be a daily theme of yours. Perhaps you should spend less time on the net and more time reading Dr. Seuss or something that will raise that IQ.

    By Blow Me

    January 22, 2009 4:07 PM | Link to this

    Ared RAWR!!!! Pull back your fuggin claws chick…To everyone it’s FUGGIN bizarre. LMAO!! I also don’t care how old ya a* is!! I was being facetious…crazy girl! You are sounding like ..how can I say this?: a little jumpoffish…I truly hope that is not the case. What play play imaginary world have you been in? You can bang but he has not gotten that comfortable??? Right now you are in lOONEY tunes land with Bootiful!! Go and play with elmerfudd….lol!

    Sounds to me you need to be getting to know your dude and being more in comfortable relationship instead of worrying about what his beacon is…SMH. But enough of the back and forth banter…I GONE! LOL!

    By DreamsMaterialize

    January 22, 2009 4:08 PM | Link to this

    ARed Wipe vs. shake is the last thing on our minds. the first thing on our minds should be how soon til round 2. lol

    By For Real

    January 22, 2009 4:09 PM | Link to this

    Truth Here is some more proof about the system:

    BLOOMSBURG, Pa. — A Pennsylvania man says he considered it divine providence when a bank error put more than $175,000 in his and his wife’s account.

    Fifty-year-old Randy Pratt and 36-year-old Melissa Pratt face trial in Columbia County Court on felony theft and conspiracy charges. They waived a preliminary hearing Wednesday.

    The trouble started when a $1,772.50 deposit to the Pratts’ FNB Bank account showed up as $177,250 last summer. Police say that instead of telling the bank, they withdrew the money, quit their jobs and moved to Florida.

    Randy Pratt tells the Bloomsburg Press Enterprise he did attempt to ask the bank what happened, but was ignored. He said he considered the money “a gift from God.”

    He says the couple gave away thousands of dollars, including $25,000 to a Florida church shelter for the homeless.

    Randy Pratt is in county prison. A judge denied a request to lower his $100,000 bail. Melissa Pratt, who told the court she is estranged from her husband, is free on unsecured bail.

    By MELO

    January 22, 2009 4:13 PM | Link to this

    Nope,Foots but u sly,i didnt even see that…lol.He proly does#2 after long spells.I know my maternal uncle,when he went for #2,he wld spend almost an hr on there.And we wld get to the point of asking where he is and then he wld show up.But he went for long periods without doing it.I dont know what condition was that.I grew up with him and i luv that man!

    By Angie

    January 22, 2009 4:13 PM | Link to this

    blog announcement

    stalker this is my last time responding to you. it’s tired already. i made a mistake and i wholeheartedly apologized for it. why can’t you move on? i’m sorry again for accusing you of whatever. i learned a lesson about getting both sides of the story.

    deuces.

    By Raqi

    January 22, 2009 4:13 PM | Link to this

    melo are you saying a woman not wanting to use the bathroom in front of you is her acting with a queenish attitude?

    Since we talking about comfort level, my friend Lacy dated this guy that would not eat from the spoon/fork that she was eating from or drink from the same cup. She said she sat him straight and sent him packing. She says she told him in a public eating venue, (in my own words but as I recall) “you just had your face in my p(kitty) not even two hours ago and you have a problem eating from my fork?” That was too funny. Can you imagine the looks she probably got while walking out.

    By The Truth

    January 22, 2009 4:14 PM | Link to this

    Ared Perhaps you should spend less time on the net and more time reading Dr. Seuss or something that will raise that IQ. ROFLMAO

    When I’m in the bathroom i don’et want to talk or have anyone around me. I just want to read my magazines and enjoy the process. There’s absolutely nothin we can’t talk about later.

    By Leggs

    January 22, 2009 4:14 PM | Link to this

    I knew one chick that never closed the bathroom when she used it. I pulled her to the side and told her that wasn’t ladylike. I mean it didn’t matter whether a guy was visiting or not. Just weird. We weren’t friends for long. No not just cuz she wouldn’t close the bathroom door. Cuz she was a hoe, and I don’t associate with them. You know birds of feather flock together…NOT!

    I close the door each and every time if I have company in the house. Hell, I even close the door if my daughter walks by. It’s the right thing to do (IMO).

    By AmazonRed

    January 22, 2009 4:15 PM | Link to this

    To everyone it’s FUGGIN bizarre.

    Blow, as long as I’ve been on here, you still haven’t figure out that I don’t give a flying flip about what sounds bizarre to you or anyone else.

    Guys have farted in the bed with me there, or peed while on the phone and other things that happen when one gets comfortable. Following him into the bathroom is just something I don’t do. So what?

    So yeah. I haven’t seen it or remembered enough to comment vs. wipe or shake. You ready to get over that now? Ready to move on to something more important? Hope so.

    By AmazonRed

    January 22, 2009 4:17 PM | Link to this

    When I’m in the bathroom i don’et want to talk or have anyone around me. There’s absolutely nothin we can’t talk about later.

    Truth - Amen. Now I can see how some women can be accused of being clingbots. It’s okay to give folks space for 5 minutes. LOL

    By Leggs

    January 22, 2009 4:20 PM | Link to this

    I knew one chick that never closed the bathroom when she used it. I pulled her to the side and told her that wasn’t ladylike. I mean it didn’t matter whether a guy was visiting or not. Just weird. We weren’t friends for long. No not just cuz she wouldn’t close the bathroom door. Cuz she was a hoe, and I don’t associate with them. You know birds of feather flock together…NOT!

    I close the door each and every time if I have company in the house. Hell, I even close the door if my daughter walks by. It’s the right thing to do (IMO).

    By Leggs

    January 22, 2009 4:20 PM | Link to this

    We have definitely taken the blog to the toilets today!

    By AmazonRed

    January 22, 2009 4:21 PM | Link to this

    why can’t you move on?

    Angie, move on from what? When you stop posting dumb things, I won’t have anything to respond to. It’s amazing the things that come out of your keyboard. And I’m free to respond to whatever I feel fit.

    Glad you learned your lesson tho. Sorry you’re still doing dumb azz ish and then posting it on the blog tho.

    By Raqi

    January 22, 2009 4:22 PM | Link to this

    I crack up every time I think about that. I mean once my tongue has made contact with your tongue, sharing forks, cups, straws, lollipops, gum is just not that big of a deal.

    I take that back Mason is the only guy I have exchanged gum with.

    You all have a good evening. I’m off to make my peppermint bark.

    By Foots

    January 22, 2009 4:24 PM | Link to this

    Raqi Since we talking about comfort level, my friend Lacy dated this guy that would not eat from the spoon/fork that she was eating from or drink from the same cup.

    I think my dude started sharing food and drinks pretty early. I could care less about stuff like that (if one of my nieces can’t bite something, I’ll bite it myself and give it to her), so I have never minded it. Unless dude (or my nieces) had backwash. I get comfortable fast.

    But we still close the door when we use the bathroom too. If I’m in there at the sink and he’s pacing like he needs to go, I’ll vacate so he can. I was raised very open about bathroom behavior, so it took him going behind me and closing the door a few times before I got the hang of closing the door myself. Now it’s just automatic, but it was definitely an adjustment I made because of his comfort level.

    There is something to be said for a little mystery here and there. I had to learn not to let it all hang out around him all the time.

    By Angie

    January 22, 2009 4:24 PM | Link to this

    raqi i look at it that way too. even if he hadn’t went downtown yet, kissing her would be the same scenario i think.

    By Pun Intended

    January 22, 2009 4:25 PM | Link to this

    No matter what day I come to lurk on this blog it’s the same shyt, different toilet. Lol Thanks for laughs guys….each and everyone of you. Have a good night!

    By For Real

    January 22, 2009 4:25 PM | Link to this

    Foots dude on the way home after a longggggg day at work…..

    Foots Dude: Whew!!! Dayumm!!! I tair dat micky ficky up when I get home. poot, poot ahhh yeah it’s going to be a good one. fart, fart, farpoot GOT DAYUMMMM!!!! Now that one stanked to me. Whew!! I know it’s cold but dayummm!! I wonder why I have been so backed up these past two months? I’m eatin… farpoot mmmm eating the same foods. I just don’t get… poot, poot, squirt mmmmm it. Awww dayum I better hurry up and get home before ish on myself. Come on Thundar H-O-L-D I-T!! I am the master of my lower intestine and I say H-O-L-D I-T!! squirt, squirt, poosquirt Awwww dayummm help me jesus!!! Fugg the garage I’m parking in the yard. Come on key dayummm!!!

    Foots: Hey Rawlo!

    FD: Screams Ummmm Private Dancer what you

    Foots: I used my key I wanted to suprise you. Why you sweating so hard?

    FD: Umm no reason… you want a puddin pop?

    Foots: No baby I just want sit up under you and tell you about my day.

    FD: Awwwwww!!! Okay… GOT DAYUMMM EVERYTIME AND I MEAN EV-VERYTIME I GOT TO ISH SHE HERE!!

    By Leggs

    January 22, 2009 4:25 PM | Link to this

    We have definitely taken the blog to the toilets today!

    By MELO

    January 22, 2009 4:27 PM | Link to this

    are you saying a woman not wanting to use the bathroom in front of you is her acting with a queenish attitude

    Nope.That was a discussion in general.

    By The Truth

    January 22, 2009 4:31 PM | Link to this

    Dan what is a blocked currency?

    For Real THEY spend the money and he goes to jail. I’d tell it all. LOL

    This reminds me of a chick I know that always tells me when her period is on. Like, you dont have to tell me, really. She’ll say it 5 times in a week. My ex gf would just say, you dont want to do that and look at me. Nuff said.

    By Angie

    January 22, 2009 4:31 PM | Link to this

    I had to learn not to let it all hang out around him all the time.

    it took me a long while to let it all hang out. slowly but surely we got to the point of walking around the house nekkid when we were alone. it’s nice to be that comfortable with someone. but i never let him see me pee. which is weird, cause i would holler for him to come and wash me in the shower … EVERYWHERE.

    By AmazonRed

    January 22, 2009 4:33 PM | Link to this

    Rawlo? LMAO. I so sincerely hate For Real. LOL

    By Blow Me

    January 22, 2009 4:35 PM | Link to this

    Ared Quite naturally you would co sign with him…lol. It’s not about being clingy…Not at all sweety…COMFORT. He comes in to use it will I am flat ironing my hair or taken a shower. But go take a break sweetheart…really I think you’ve been having a few brain farts lately….sniffing white out is definitely a fire able offense.

    Leggs LMAO @ you saying HO…Leave the bad words sayin to me…I dont want bad words coming out of your mouth. lol!

    LADIES NEVER GET CAUGHT IN THE SHOWER WHEN IT’S BOO BOO TIME….OMGOSH!

    By AmazonRed

    January 22, 2009 4:36 PM | Link to this

    Now, I do like being nude. Once we get to the point of sexing, you’ll see me naked all the time. But that’s cuz I think I look great naked, and that someone wants to see that.

    Who wants to see you pee? Other than R. Kelly. lol

    By Leggs

    January 22, 2009 4:37 PM | Link to this

    Fugg the garage I’m parking in the yard What happened to the driveway (roflmao)?

    By AmazonRed

    January 22, 2009 4:39 PM | Link to this

    He comes in to use it will I am flat ironing my hair or taken a shower.

    Blow, So much for you being gone.

    If I have a one bathroom spot (which I don’t) he’s more than welcome to come in if I’m in the shower or something. Even still I’M NOT WATCHING HIM PEE. Which was my point.

    Now are you gone? LMAO. Probably not.

    By MELO

    January 22, 2009 4:40 PM | Link to this

    She’ll say it 5 times in a weekTruth see what u have done to these chics.They afraid of being dismissed!When they know they cant impress u and ur program,they are apologizing for that natural phenomena.Give the pudsy a break bra..lol

    By Foots

    January 22, 2009 4:40 PM | Link to this

    For Real LMAO!!! Okay, you stoopid! That was a good one though! LOL! parking in the yard

    He does try to hold stuff in around me though. I got up one morning to wash up and as soon as I make it to my bathroom, I hear all that bass coming from my bed. I was like “OMG!! Did you blow a hole in my mattress??” and he just said “Hey, at least I waited until you got up this time!” We laughed about that for about 10 minutes.

    By dan

    January 22, 2009 4:40 PM | Link to this

    @Truth

    A blocked currency is one that is not on the open market. It’s not traded and cannot be used anywhere. It’s a unit of funds in it country of origin only.

    The yen is traded, the note ole dude was speaking on is not, so it has no market value.

    By Leggs

    January 22, 2009 4:43 PM | Link to this

    Fugg the garage I’m parking in the yard What happened to the driveway (roflmao)?

    By Angie

    January 22, 2009 4:44 PM | Link to this

    ok, i got a question. what do you ladies do when he’s down there and you gotta pee? lol. seriously.

    By MELO

    January 22, 2009 4:46 PM | Link to this

    Im sending Blanca a blog topic: when sexxing,is it ride,missionary or donkey style etc and why?That shld be interesting.For me,whatever i choose,the reason has to be maximum and deepest penetration.

    By dan

    January 22, 2009 4:48 PM | Link to this

    For angie’s last post

    I’m done, see y’all tomorrow

    By Angie

    January 22, 2009 4:49 PM | Link to this

    Awwww dayummm help me jesus!!!

    i’m really laughing out loud over here.

    By Foots

    January 22, 2009 4:50 PM | Link to this

    Angie slowly but surely we got to the point of walking around the house nekkid when we were alone.

    I don’t really have a major problem with being around the house nude unless it’s cold or we’re cooking. But I’ve taken my cues from him about that and I cover up most times. In my point of view, when I do walk by unclothed, I want him to still turn and look. If he saw me like that ALL THE TIME, it would just get regular.

    Now I think of it like this: If a pink elephant walked by right now, I’d look at it. For maybe the first 15 times it walked by, I’d look at it. After that, it’d be no big deal, something I see all the time.

    Shoot, sometimes wearing an odd color underwear will get me more attention than being totally nude.

    By AmazonRed

    January 22, 2009 4:51 PM | Link to this

    melo - Donkey style? Dang, bruh. lol

    By Angie

    January 22, 2009 4:51 PM | Link to this

    sorry danny, but i’ve been in that situation too many times. lol.

    By MELO

    January 22, 2009 4:53 PM | Link to this

    yeah donkey,ill send u a pic demo

    By AmazonRed

    January 22, 2009 4:54 PM | Link to this

    Oh Dan, don’t go. She’s serious. eye roll

    By Angie

    January 22, 2009 4:55 PM | Link to this

    donkey style lmao.

    By Leggs

    January 22, 2009 4:57 PM | Link to this

    You’re funny BlowMe.

    By Leggs

    January 22, 2009 5:00 PM | Link to this

    Good night everyone!

    Continue to uplift one another~

    Sleep tight!

    By Angie

    January 22, 2009 5:01 PM | Link to this

    foots yep. i remember this nighty i had … you can see right through it. everytime i put it on it did the trick.

    By Leggs

    January 22, 2009 5:03 PM | Link to this

    You’re funny BlowMe.

    By Leggs

    January 22, 2009 5:05 PM | Link to this

    Good night everyone!

    Continue to uplift one another~

    Sleep tight!

    By lurker

    January 22, 2009 5:05 PM | Link to this

    Angie you gon make me post under my birth name. Seriously. Ummm, by 40 you don’t know what to do when a dude goes down on you and you have to tinkle? Or, are you asking conversationally, you know as in shooting the breeze (that’s a Goodtimes quote), like “girl what do you do?” I hope you’re not searching for what do I do answer.

    By jane

    January 28, 2009 11:09 AM | Link to this

    test

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